Business Details
Expert Financial Advisers in Hove & London
Brighthelm Financial is a dedicated financial advisory firm specialising in tailored mortgage and financial planning solutions. With over 50 years of combined industry experience, our team serves clients across the UK from our offices in Hove, Sussex, and London. We prioritise a holistic approach, balancing clients' immediate financial needs with long-term aspirations. Our expertise spans pensions, ISAs, investments, tax-efficient strategies, and protection cover. As an appointed representative of Quilter Financial Services, we adhere to rigorous regulatory standards. Our commitment extends beyond financial advice through active charitable engagement, supporting initiatives like the Quilter Foundation and Rocking Horse Children's Charity.We utilise advanced cash flow modelling and offer comprehensive literature to empower informed decision-making. Our team's qualifications, including DipFA, CeMAP, and Chartered ALFBF designations, underscore our dedication to excellence. Client testimonials highlight our transparent communication and ability to navigate complex financial landscapes. We maintain strong partnerships with insurance providers and mortgage lenders to deliver competitive, customised solutions.
Services
Financial Advice
Mortgages
Insurances
Taxation Advice
Buy to Let Mortgages
Cash Flow Modelling
Investment Planning
Protection Cover
Retirement Planning
Estate Planning
Highlights and features
- We offer 50+ years of combined industry experience in financial planning
- Our holistic approach balances immediate needs with long-term aspirations
- We provide tailored advice on tax-efficient investments and EIS/VCT schemes
- Our team holds advanced qualifications including DipFA and CeMAP certifications
- We maintain partnerships with leading insurance providers for competitive rates
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Financial Advice
Our holistic financial advice balances immediate needs with long-term goals. We assess your complete financial situation, offering tailored strategies for pensions, ISAs, investments, and tax-efficient solutions. Our cash flow modelling helps clients visualise future financial scenarios.
Mortgages
We provide comprehensive mortgage advice covering residential, buy-to-let, and specialist mortgages. Our services include first purchases, remortgaging, and portfolio management for landlords. We manage applications through to completion with lenders and solicitors.
Insurances
Our insurance services offer competitive life, critical illness, and income protection policies. Through Quilter's network, we provide comprehensive cover with additional benefits like Health Support Line for claim assistance and emotional support.
Investment Planning
We specialise in tax-efficient investment strategies including EIS, VCT, and AIM-listed plans. Our approach considers risk tolerance and long-term objectives while navigating market volatility and regulatory requirements.
Retirement Planning
Our retirement planning services help clients prepare for their post-work years. We review existing pension arrangements, optimise tax-free allowances, and develop strategies to ensure financial security during retirement.
People
Jessica Balkwill
Financial Advisor and Practice Director
Jessica holds DipFA, CeMAP, and Chartered ALFBF qualifications with extensive experience in financial planning. She leads our Hove office, specialising in complex financial arrangements and tax-efficient investments.
Vicki Cooke
Mortgage and Protection Advisor
Vicki combines mortgage expertise with protection planning knowledge. She assists clients with residential and buy-to-let mortgages while ensuring appropriate insurance coverage for families and businesses.
Mark Willsher
Financial and Mortgage Advisor
Mark provides comprehensive financial and mortgage advice, focusing on first-time buyers and portfolio investors. His expertise includes navigating complex mortgage applications and tax-efficient investment strategies.
Brandon Cresdee
Mortgage and Protection Administrator
Brandon supports our mortgage and protection services, ensuring smooth application processes. He assists with documentation and client communication while maintaining compliance with regulatory requirements.
Harry Bennett
Mortgage and Protection Advisor
Harry specialises in mortgage solutions and protection cover. He helps clients navigate the mortgage process while ensuring appropriate insurance coverage for life events and income protection.
Questions
What financial services do you offer?
We provide comprehensive financial advice including pensions, ISAs, investments, tax planning, and protection cover. Our mortgage services cover residential, buy-to-let, and specialist mortgages.
Are your financial advisors qualified?
Our team holds advanced qualifications including DipFA, CeMAP, and Chartered ALFBF designations. We're regulated by the Financial Conduct Authority and part of the Quilter network.
Do you offer mortgage advice for landlords?
Yes, we specialise in buy-to-let mortgages and portfolio management. We help landlords with re-broking, tax efficiency, and portfolio optimisation strategies.
How do you handle insurance claims?
Through our partnership with Quilter, we offer Health Support Line assistance for critical illness and income protection claims, providing treatment guidance and emotional support.
Can you help with retirement planning?
We offer comprehensive retirement planning services including pension reviews, tax-free allowance optimisation, and cash flow modelling to ensure financial security in retirement.
What charitable initiatives do you support?
We support the Quilter Foundation's Local Community Fund and have nominated Rocking Horse Children's Charity as our local partner, donating profits and raising awareness.
