Business Details
Trusted Mortgage Brokers in Reigate
Reigate Mortgage Solutions is a professional mortgage and general insurance brokerage with over two decades of combined experience in the industry. We provide tailored advice on thousands of mortgage products from a wide range of lenders, catering to first-time buyers, home movers, remortgagers, and buy-to-let investors. Our team handles every case from inception to completion, offering continuous updates and direct communication with advisers without call centre intermediaries. We specialise in accommodating diverse income structures, including employment, self-employment, limited company directorships, and benefit recipients. While our primary client base resides in Reigate, Redhill, and surrounding areas, we extend our services nationwide across the United Kingdom.Our commitment to transparency is reflected in our no-fee policy, as we earn commissions from mortgage providers upon successful completions. We prioritise rapid response times, delivering professional advice within 24 hours of initial inquiries through face-to-face meetings, video calls, phone consultations, or email correspondence. Our regulatory compliance is maintained through our affiliation with HL Partnership Limited, authorised and regulated by the Financial Conduct Authority. We also provide comprehensive insurance advisory services, including life assurance, critical illness cover, and income protection, to safeguard clients' properties and financial well-being.
Services
Mortgages
Insurance
Remortgaging
First Time Buyers
Buy to Let
Highlights and features
- We have over 20 years of mortgage industry experience
- Our 24-hour response time ensures prompt professional advice
- We operate with full transparency and no hidden fees
- Our team understands local market needs in Reigate and Redhill
- We provide direct adviser contact without call centre intermediaries
Associations and certifications
- Financial Conduct Authority
What people say
Great professional
Extremely helpful
Fast responsive
User friendly process
Fantastic mortgage deal
Services
Mortgage Advice
We provide comprehensive mortgage advice covering repayment and interest-only options with fixed, variable, discount, tracker, and capped rates. Our experts help clients navigate thousands of products to find suitable solutions for their circumstances. We assist with applications, documentation, and lender communication throughout the entire process.
Insurance Services
Our insurance services include life assurance, critical illness cover, income protection, and redundancy cover tailored to individual needs. We advise on appropriate coverage levels and policy structures while explaining benefits and limitations. We help clients protect their homes and financial commitments against unforeseen circumstances.
Remortgaging
We specialise in remortgaging solutions to secure better rates, consolidate debts, or fund home improvements. Our process includes market analysis, application assistance, and negotiation with lenders. We explain potential benefits and risks associated with moving mortgages.
First Time Buyers
We guide first-time buyers through mortgage options, affordability assessments, and application processes. Our service includes agreement-in-principle support and explanations about deposits, fees, and repayment structures. We provide clear information to help new buyers navigate their initial property purchase.
Buy to Let
We offer buy-to-let mortgage advice for property investors, covering personal and limited company options. Our service includes rental income assessments, portfolio management, and regulatory compliance guidance. We help investors understand tax implications and financing strategies for property portfolios.
People
Peter Softley
Principal
Peter has over 20 years' experience in mortgage advisory services. He specialises in providing clear, concise advice tailored to individual circumstances. His approach focuses on rapid response times and transparent communication throughout the mortgage process.
Questions
Do you charge broker fees?
No, we don't charge broker fees. We receive commissions from mortgage providers when deals complete successfully.
How quickly can you provide mortgage advice?
We aim to provide professional advice within 24 hours of initial enquiries, often responding much sooner.
Do you operate outside Reigate?
While based in Reigate, we offer mortgage advice for properties across the entire United Kingdom.
What mortgage types do you cover?
We advise on all mortgage types including repayment, interest-only, fixed-rate, variable-rate, and buy-to-let options.
How do you help first-time buyers?
We explain mortgage options clearly, help with affordability assessments, and provide agreement-in-principle support for confident house hunting.
Can you assist with insurance policies?
Yes, we offer advice on life assurance, critical illness cover, income protection, and other policies to protect your mortgage commitments.
