Business Details
Trusted Mortgage & Insurance Advisers in Sussex
P Duncan Mortgage has been providing expert mortgage and insurance advice for over six decades. As a family-run business, we combine deep industry knowledge with a commitment to impartial guidance, ensuring clients receive tailored solutions that meet their unique needs. Our team of experienced advisers operates with full transparency, offering fee-free initial consultations and maintaining independence from product providers. With a strong reputation built on client referrals, we specialise in navigating complex financial markets to secure competitive rates for residential and buy-to-let mortgages, adverse credit cases, and insurance products.Our dedication to seamless service is demonstrated through dedicated case management from application to completion, supported by multiple industry awards. Headquartered in Sussex, we serve clients across the region with a focus on delivering long-term financial security through comprehensive mortgage strategies and protection plans.
Services
Mortgage Advice
Life Insurance
Income Protection
Health Insurance
Conveyancing
Critical Illness Cover
Family Income Benefit
Adverse Credit Mortgages
Highlights and features
- We have over 60 years of combined experience in mortgage and insurance markets
- Our advice is completely impartial with no product provider affiliations
- We are regulated by the Financial Conduct Authority (FCA) under number 306182
- We offer fee-free initial consultations for mortgage and insurance advice
- Our team provides dedicated case management from application to completion
Associations and certifications
- Financial Conduct Authority
What people say
Excellent level of service
Highly recommend
Simple and easy process
Fantastic job securing mortgages
Efficient and professional broker
Services
Mortgage Advice
We provide comprehensive mortgage advice tailored to individual circumstances. Our FCA-regulated advisers help first-time buyers, remortgagers, and buy-to-let investors secure competitive rates. With access to the entire market, we specialise in complex cases including adverse credit mortgages and self-employed applications.
Life Insurance
Our life insurance policies provide financial protection for your dependants in the event of your death. We offer level and decreasing term cover options that can be tailored to mortgage balances or other financial commitments. Our advisers help select appropriate coverage amounts and terms to suit individual needs.
Income Protection
Income protection policies replace a portion of your income if you're unable to work due to illness or injury. We offer policies with deferred periods to suit different employment situations, ensuring ongoing financial support until retirement age or return to work.
Health Insurance
Private health insurance solutions provide faster access to medical treatment and specialist care. We offer policies covering inpatient and outpatient treatments, with optional add-ons for dental and optical care. Our advisers help select appropriate coverage levels for individual and family needs.
Conveyancing
Our conveyancing service connects clients with experienced solicitors for property transactions. We offer fixed-fee packages with 'no completion, no fee' guarantees. Our approved panel handles all legal aspects including searches, contracts, and ownership transfers for residential and investment properties.
People
John Duncan
Senior Partner
With over 40 years' experience in financial services, John Duncan provides expert mortgage and insurance advice. His extensive industry knowledge helps clients navigate complex financial markets to secure optimal solutions.
Phil Duncan
Managing Partner
Phil Duncan leads the business with 30 years' experience in modern mortgage markets. He specialises in innovative financial solutions and has driven the company's growth while maintaining its family business values.
Gareth Glover
Senior Adviser
Gareth Glover offers over 35 years' experience in financial advice, building long-term client relationships through his comprehensive understanding of mortgage and insurance products and their practical applications.
Questions
Are you a mortgage broker or tied to specific lenders?
We are independent mortgage advisers not tied to any lenders. This allows us to offer completely impartial advice and access the entire mortgage market to find the best rates for your circumstances.
Do you charge fees for mortgage advice?
We do not charge fees for initial mortgage consultations. Our income comes from commission paid by lenders when we successfully arrange mortgages for clients.
Can you help with difficult mortgage cases?
Yes, we specialise in complex cases including adverse credit mortgages, self-employed applicants, and buy-to-let portfolios. Our experience helps clients with challenging circumstances secure mortgage approvals.
What insurance products do you offer?
We provide life insurance, income protection, critical illness cover, family income benefit, and health insurance policies. Our advisers help select appropriate protection solutions to complement mortgage arrangements.
How long has your company been in business?
We have been providing mortgage and insurance advice for over 60 years as a family-run business, with three generations of experience in financial services and mortgage markets.
Do you offer online mortgage tools?
Yes, we provide mortgage calculators and loan repayment tools on our website to help you estimate borrowing capacity and monthly payments before speaking with our advisers.
