Integrity Mortgages

Business Details

13 Years

experience

Expert Mortgage Brokers in Worthing

At Integrity Mortgages, we specialise in providing tailored mortgage solutions to meet the unique needs of our clients. Established in 2013, our team of experienced professionals works closely with first-time buyers, self-employed individuals, and property investors to secure competitive mortgage deals from both high-street lenders and specialist providers. As an appointed representative of HL Partnership Limited, we operate under the strict regulatory framework of the Financial Conduct Authority, ensuring the highest standards of professionalism and client protection. Our approach focuses on affordability, flexibility, and long-term value, with a commitment to guiding clients through every stage of the mortgage process. We pride ourselves on our transparent communication, comprehensive market knowledge, and dedication to achieving the best possible outcomes for our clients.

Our services extend to mortgage protection products, including life insurance and critical illness cover, to safeguard our clients' financial security. With over 150 five-star reviews, our reputation is built on trust, expertise, and exceptional customer service. We maintain offices in Worthing, serving clients across the South East, and offer both in-person and remote consultations. Our fee structure is transparent, with a fixed arrangement fee of 399 for mortgage services. Through our partnership with leading insurance providers, we also offer building and contents insurance to complement our mortgage offerings.

Services

First Time Buyer Mortgages Remortgage Services Buy-to-Let Mortgages Self-Employed Mortgages Contractor Mortgages Mortgage Protection Shared Ownership Advice Life Insurance Critical Illness Cover Building and Contents Insurance

Details

Year established: 2013

Highlights and features

Regulated by the Financial Conduct Authority for your protection
Access to exclusive mortgage products not available directly
Personalised service tailored to individual client circumstances
Specialist expertise in contractor and self-employed mortgages
Over 150 five-star customer reviews demonstrating client satisfaction

Associations and certifications

Financial Conduct Authority

What people say

Professional and knowledgeable team Excellent communication throughout process Secured best possible mortgage deal Highly recommended to family and friends Navigated challenging market conditions

Website

Update Listing

Services

First Time Buyer Mortgages

We specialise in helping first-time buyers navigate the mortgage process with expert guidance on affordability, government schemes, and competitive rates. Our team provides comprehensive support from initial application to completion, ensuring a smooth journey to homeownership. With access to exclusive deals not available directly to consumers, we help first-time buyers secure their ideal mortgage package.

Buy-to-Let Mortgages

Our buy-to-let mortgage service caters to property investors seeking competitive rates and flexible terms. We provide expert advice on portfolio management, tax implications, and landlord-specific products. While acknowledging that some buy-to-let mortgages fall outside FCA regulation, we ensure complete transparency about risks and requirements while helping investors maximise their returns.

Mortgage Protection

We offer comprehensive mortgage protection solutions including life insurance and critical illness cover. These products safeguard against financial hardship from unexpected life events, ensuring mortgage payments remain covered during unemployment, illness, or in the event of death. Our advisers help clients select appropriate coverage levels tailored to their specific circumstances and financial commitments.

Remortgage Services

Our remortgaging service helps homeowners secure better rates, release equity, or adjust terms as their circumstances change. We analyse current market offerings against clients' financial situations to identify optimal refinancing opportunities. This includes guidance on exit fees, new loan terms, and potential savings through competitive remortgage deals.

Self-Employed Mortgages

We specialise in mortgages for self-employed individuals and contractors, understanding the unique challenges they face. Our service includes expert guidance on documentation requirements, income verification, and accessing specialist lender products. We work with lenders who understand non-traditional income structures to secure competitive mortgage rates for freelancers and business owners.

People

Jamie Fellows

Director

With extensive experience in mortgage advisory services, Jamie leads the team at Integrity Mortgages. He specialises in complex mortgage cases and has built a reputation for delivering tailored solutions. Jamie ensures the company maintains its high standards of client care and regulatory compliance.

Sarah

Mortgage Adviser

Sarah provides expert mortgage advice with particular expertise in shared ownership schemes and product transfers. Her clear communication and technical knowledge have helped numerous clients achieve their property goals. She maintains strong relationships with lenders to secure the best deals for clients.

Georgie

Mortgage Adviser

Georgie offers dedicated mortgage support with a focus on first-time buyers and challenging market conditions. Her proactive approach and attention to detail ensure smooth transactions even during periods of market volatility. Clients praise her responsiveness and ability to explain complex mortgage concepts clearly.

Questions

Are your mortgage services regulated?

Yes, we are an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.

What mortgage types do you offer?

We provide first-time buyer mortgages, buy-to-let, remortgages, self-employed mortgages, and shared ownership schemes.

Do you charge any fees for mortgage advice?

We charge a fixed fee of £399 for mortgage arrangement services, with no hidden costs or additional charges.

Can you help with mortgage protection?

Yes, we offer life insurance, critical illness cover, and building/contents insurance to protect your mortgage investment.

What areas do you serve?

Based in Worthing, we serve clients across West Sussex, East Sussex, and the wider South East region.

How do I start the mortgage process?