Business Details
19 Years
experience
Trusted Mortgage & Insurance Advisors in Bolton
Established in 2007, A G Mortgages has built a reputation on expertise, trust, and client-centric service. Our founder, with over 25 years of experience in financial services since 1995, brings deep industry knowledge from roles at Prudential, Aviva, and Barclays. We specialise in mortgage and protection planning, offering whole-of-market access to lenders and insurers, ensuring tailored solutions for each client. Our approach prioritises transparency, with no fees for over 95% of clients, and proactive management of applications across lenders, surveyors, and solicitors. We serve clients in England & Wales, combining agility with regulatory compliance under the Financial Conduct Authority (reference 468855). Our commitment to clear, jargon-free advice ensures clients understand their options, while our smaller practice guarantees direct, timely communication.With a focus on complex casesfrom adverse credit to foreign nationalswe deliver bespoke solutions that larger firms may overlook. Our services extend to conveyancing partnerships, home insurance comparisons, and estate planning, reflecting a holistic approach to property and financial needs. We measure success through client satisfaction, evidenced by our streamlined processes and dedication to resolving challenges efficiently. As a locally rooted yet nationally connected practice, we blend personal service with industry-leading expertise to support clients at every stage of their property journey.
Services
Mortgages
Insurances
Property Surveys
Legal Services
Conveyancing
Details
- Year established: 2007
Highlights and features
- No fees for over 95% of mortgage clients
- Whole-of-market access to lenders and insurers
- 25+ years' experience in financial services since 1995
- Proactive application management with lenders and solicitors
- Expertise in complex cases including adverse credit and foreign nationals
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide impartial mortgage advice covering all lending criteria, from first-time buyers to buy-to-let investors. Our services include fixed/variable rate comparisons, adverse credit solutions, and new build property financing. With access to exclusive broker-only products, we secure competitive rates while managing applications through to completion.
Protection Planning
Our protection services include life assurance, critical illness cover, and income protection tailored to individual needs. We specialise in policies for complex cases, including pre-existing conditions and high-risk occupations. Modern plans offer additional benefits like 24/7 online GP access and global medical coverage.
Property Surveys
We coordinate property valuation services through trusted partners, ensuring accurate assessments for mortgage applications. Our clients benefit from discounted rates on detailed survey reports, including structural analysis and defect identification for both standard and unusual properties.
Legal Services
Through our partnership with LMS-Select, we provide conveyancing services with lender-approved law firms. This includes property searches, contract preparation, and completion management. We also offer will-writing services to ensure estate planning aligns with clients' long-term financial objectives.
Specialist Mortgages
We excel in niche mortgage solutions for self-employed individuals, foreign nationals, and those with adverse credit histories. Our services cover buy-to-let portfolios, shared ownership schemes, and later-life borrowing. We also arrange bridging finance and auction purchases with rapid turnaround times.
People
Andrew Green
Founder & Mortgage Adviser
With 30 years' experience in financial services since 1995, Andrew established A G Mortgages in 2007. He holds FCA-authorised status and specialises in complex mortgage cases, combining regulatory expertise with local market knowledge to deliver tailored solutions.
Questions
Does A G Mortgages charge fees for mortgage advice?
No fees apply for over 95% of our mortgage clients, as we receive commission from lenders.
Can you help with adverse credit mortgage applications?
Yes, we specialise in adverse credit cases, working with lenders that accept past credit issues.
Do you offer insurance policies for pre-existing medical conditions?
We access insurers that accommodate pre-existing conditions, with options to exclude or adjust coverage terms.
What areas do you cover?
We operate across England and Wales, serving both local and remote clients through virtual consultations.
Can you assist with buy-to-let mortgages?
Yes, we provide specialist buy-to-let advice including portfolio management and tax-efficient structures.
Are your mortgage services regulated?
We are authorised and regulated by the Financial Conduct Authority under reference number 468855.
