Business Details
36 Years
experience
Trusted Mortgage Brokers in Shoreham-by-Sea
Established in 1990, we have dedicated decades to providing impartial mortgage guidance tailored to individual lifestyles and circumstances. Our expertise lies in crafting bespoke mortgage packages that align with clients' unique requirements, leveraging our independence from single lenders to secure optimal solutions. As an appointed representative of Stonebridge, authorised and regulated by the Financial Conduct Authority, we prioritise transparency, compliance, and client-centric service.Our team specialises in navigating complex scenarios, including self-employed mortgages, flexible repayment structures, and first-time buyer schemes, ensuring clients receive informed, ethical advice. With a focus on long-term relationships, we aim to demystify mortgage processes while maintaining rigorous adherence to regulatory standards.
Services
Self-Employed Mortgages
Fixed-Rate Mortgages
Flexible Mortgages
Mortgage Broker Services
Remortgage Solutions
Details
- Year established: 1990
Highlights and features
- We have over 30 years of experience in mortgage brokering.
- We provide impartial guidance tailored to individual financial circumstances.
- We create bespoke mortgage packages without lender restrictions.
- Our team specialises in complex cases like self-employed mortgages.
- We are regulated by the Financial Conduct Authority for compliance and trust.
Associations and certifications
- Financial Conduct Authority
Services
Self-Employed Mortgages
We specialise in mortgages for self-employed individuals, ensuring all potential income sources are considered. Our expertise includes navigating complex financial scenarios and securing competitive rates. Clients benefit from tailored advice to meet unique lending criteria.
Fixed-Rate Mortgages
Fixed-rate mortgages provide predictable payments for set periods, shielding clients from market fluctuations. We match borrowers with lenders offering competitive fixed terms. Ideal for those prioritising budget certainty and long-term planning.
Flexible Mortgages
Flexible mortgages allow overpayments, underpayments, and payment holidays to suit changing circumstances. We advise on structures linked to current accounts for interest savings. Designed for clients needing financial agility without penalty.
Mortgage Broker Services
Our brokerage service connects clients with lenders aligned to their financial profiles. We compare products daily to secure optimal terms. Independent advice ensures transparency and access to exclusive deals unavailable on the high street.
Remortgage Solutions
We assist clients in remortgaging to better rates or releasing equity for home improvements. Our process includes reviewing existing terms and negotiating early repayment penalties. Aimed at maximising savings and financial flexibility.
Questions
What mortgage types do you specialise in?
We specialise in self-employed mortgages, fixed-rate mortgages, flexible repayment options, and remortgage solutions tailored to individual needs.
Are your services regulated?
Yes, we are an appointed representative of Stonebridge, authorised and regulated by the Financial Conduct Authority.
How do you help first-time buyers?
We guide first-time buyers through the mortgage process, explaining options like Help to Buy schemes and securing competitive rates suited to their circumstances.
Can you assist with unusual income structures?
Yes, we handle complex income scenarios including commission, bonuses, rental income, and self-employment with one year's accounts.
What happens when my fixed rate ends?
We proactively contact you to discuss new rates or products, helping you avoid reverting to higher standard variable rates.
How long does the mortgage process take?
Timelines vary by lender, but we provide estimated schedules once a lender is selected to ensure transparency and efficiency.
