Business Details
40 Years
experience
Trusted Chartered Financial Advisers in Tunbridge Wells
Established in 1986, AV Trinity is a Chartered Financial Planning firm with over three decades of expertise in delivering independent financial advice. Our team of highly qualified professionals, including Chartered Financial Planners and Pensions on Divorce Experts, serves individuals, families, and businesses across the UK. We specialise in pensions, investments, mortgages, equity release, and inheritance tax planning, offering tailored solutions that evolve with clients' changing needs.Regulated by the Financial Conduct Authority, we prioritise ethical practice, transparency, and long-term relationships built on trust. Our local presence in Tunbridge Wells, Kent, complements our national reach, ensuring accessible, client-centred support for every stage of life.
Services
Pension Advice
Mortgage Advice
Investment Advice
Equity Release
Inheritance Tax Planning
Care Fees Planning
Business Protection
Auto-Enrolment Pensions
Personal Injury Payout Advice
Responsible Investing
Details
- Year established: 1986
Highlights and features
- We offer over 35 years of experience in independent financial planning
- Our team includes Chartered Financial Planners and Pensions on Divorce Experts
- Tailored solutions for pensions, investments, and later-life financial needs
- Regulated by the Financial Conduct Authority for client protection
- Local expertise with nationwide service coverage
Associations and certifications
- Chartered Financial Planning
- Financial Conduct Authority
What people say
Personalised advice
Expert knowledge
Trusted guidance
Professional team
Tailored solutions
Services
Pension Advice
Our Chartered Financial Planners provide comprehensive pension advice tailored to individual needs. We specialise in workplace pensions, self-invested personal pensions (SIPPs), and pension sharing orders during divorce proceedings. Clients benefit from expert guidance on maximising retirement savings while minimising tax liabilities, with a focus on long-term financial security.
Mortgage Advice
We offer independent mortgage advice covering residential, buy-to-let, and equity release mortgages. Our advisers help clients navigate affordability assessments, remortgaging strategies, and first-time buyer options. With access to the entire market, we ensure competitive rates and solutions aligned with individual financial circumstances and property goals.
Investment Advice
Our investment specialists create diversified portfolios aligned with clients' risk profiles and financial objectives. Services include portfolio management, tax-efficient investing, and ESG (Environmental, Social, Governance) investment options. We provide ongoing reviews to ensure investments remain aligned with evolving personal circumstances and market conditions.
Equity Release
We offer regulated equity release solutions for clients aged 55+, including lifetime mortgages and home reversion plans. Our advisers explain all implications regarding inheritance tax, means-tested benefits, and future flexibility. We ensure clients fully understand how releasing equity affects their overall financial position and estate planning.
Inheritance Tax Planning
Our specialists develop tax-efficient strategies to preserve wealth for future generations. Services include lifetime gifting strategies, trust creation, and business property relief opportunities. We coordinate with legal professionals to ensure wills and estate plans align with financial strategies, helping clients protect assets while maintaining financial flexibility.
People
Louise Morris
Managing Director
FPFS Chartered Financial Planner with over 25 years' experience in retirement planning and tax-efficient investments. Leads the firm's strategic direction while maintaining hands-on client advisory responsibilities.
Helen Carey
Compliance Director
FPFS Chartered Financial Planner specialising in pensions on divorce and regulatory compliance. Oversees the firm's adherence to FCA standards while providing expert client advice on complex financial settlements.
Frank Harewood
Financial Planning Supervisor
FPFS Chartered Financial Planner with expertise in business protection and corporate financial strategy. Mentors junior advisers while managing high-net-worth client portfolios across multiple sectors.
Laura Ashby
Mortgage Adviser
Certified Specialist in Mortgage and Equity Release advising clients on residential and buy-to-let financing solutions. Specialises in complex property transactions and first-time buyer guidance.
Bryn Evans
Head of Paraplanning
FPFS qualified professional managing technical support and compliance for financial planning processes. Ensures all client recommendations meet regulatory standards and internal quality benchmarks.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, mortgages, equity release, inheritance tax planning, and business protection. Our Chartered Financial Planners provide tailored advice for all life stages.
How can I arrange a consultation?
Contact us via phone at 01892 612500 or through our website to schedule a free initial consultation. Appointments available in-person, via video call, or telephone.
Do you work with clients outside Kent?
Yes, while based in Tunbridge Wells, we advise clients nationwide through remote consultations and digital communication tools, maintaining the same high service standards.
What qualifications do your advisers hold?
Our team holds prestigious qualifications including Chartered Financial Planner, Pensions on Divorce Expert (PODE), and CertSMP. All advisers are FCA-authorised and regulated.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (FCA), ensuring adherence to strict professional standards and client protection regulations.
What makes you different from other advisers?
Our combination of Chartered status, local expertise with national reach, and commitment to ongoing client relationships creates a unique blend of professionalism and personal service.
