Business Details
We are QFinancial Ts Ballma, independent financial advisers authorised and regulated by the Financial Conduct Authority, serving clients across the United Kingdom. Our director, Mark A Ball, brings over 32 years of experience as a registered financial adviser to every client engagement. We specialise in delivering tailored financial planning solutions for private clients, SME business owners and company directors. Our core service offering covers all aspects of personal and business finance, from pension and retirement planning to wealth management and asset protection. We hold chartered status with the London Institute of Banking & Finance, demonstrating our commitment to the highest professional standards in the industry.
Our teams specialist expertise includes income protection, life assurance, mortgage advice, later life planning and equity release. We are dedicated to providing complete continuity of service for all clients, ensuring consistent, reliable support throughout their financial journey. We proactively seek client feedback to refine our service offering and improve the accessibility and usefulness of our online resources. Our advice is fully aligned with UK regulatory requirements, and we prioritise transparent, ethical guidance at all times. We are committed to helping clients achieve their long-term financial goals, whether that is a comfortable retirement, secure family protection or effective tax mitigation.
Our teams specialist expertise includes income protection, life assurance, mortgage advice, later life planning and equity release. We are dedicated to providing complete continuity of service for all clients, ensuring consistent, reliable support throughout their financial journey. We proactively seek client feedback to refine our service offering and improve the accessibility and usefulness of our online resources. Our advice is fully aligned with UK regulatory requirements, and we prioritise transparent, ethical guidance at all times. We are committed to helping clients achieve their long-term financial goals, whether that is a comfortable retirement, secure family protection or effective tax mitigation.
Highlights and features
- We have over 32 years of financial advisory experience.
- Our director is a chartered financial adviser.
- We are FCA-authorised and regulated for client protection.
- We specialise in SME business and director financial planning.
- We provide complete continuity of service for all clients.
Services
Pension Planning
Pension planning helps clients define their ideal retirement age and required income. It is suitable for all individuals saving for their future, regardless of employment status. Our expert guidance supports you in building a sufficient pension fund for a comfortable, financially secure retirement.
Life Assurance
Life assurance provides a tax-free cash lump sum to your dependants if you die prematurely. It is targeted at individuals with family members or others who rely on their income. The payout covers essential costs including living expenses, mortgage repayments and household bills.
Income Protection
Income protection provides a regular income or lump sum if you are unable to work due to serious illness or disability. It is suitable for anyone who relies on their earnings to cover household and personal costs. This cover delivers financial stability during periods of ill health, preventing debt and protecting your familys lifestyle.
Investments & Regular Savings
Investments and regular savings service helps clients make the best use of spare capital or surplus income. It is aimed at individuals seeking to grow their wealth over varying time horizons. Our expert advice ensures your funds are allocated to suitable assets aligned with your risk profile and financial goals.
Mortgages
Mortgage advice supports clients looking to reduce their monthly mortgage outlay or purchase a new property. It is designed for both first-time buyers and existing homeowners seeking to remortgage or move home. Our tailored guidance helps you select a suitable mortgage product that fits your financial circumstances and budget.
