Business Details
18 Years
experience
Expert Mortgage Brokers in Manchester
We Know Mortgages is an independent mortgage advice company with over 11 years of experience in the industry. Since 2008, we have helped thousands of clients navigate the mortgage process, offering tailored solutions for first-time buyers, remortgaging, buy-to-let, and shared ownership. Our team of qualified advisers works with over 70 lenders, providing access to more than 1,000 mortgage products, including exclusive deals. We prioritise listening to our clients' needs, ensuring clarity and transparency throughout the process. Based in Manchester, we offer face-to-face appointments and nationwide support, combining local expertise with a comprehensive market view.Our commitment to exceptional service has earned us numerous client testimonials and a strong reputation in the industry. We are authorised and regulated by the Financial Conduct Authority, operating as an appointed representative of The Right Mortgage Ltd. Our focus remains on delivering personalised advice, saving clients time and money while demystifying the often complex mortgage landscape.
Services
Mortgage Advice
Remortgage Advice
Buy-to-Let Mortgages
First-Time Buyer Mortgages
Agreements in Principle
Details
- Year established: 2008
Highlights and features
- We have over 11 years of experience in mortgage advisory services
- We work with 70+ lenders and offer 1,000+ mortgage products
- We provide Agreements in Principle within a week
- Our team includes qualified mortgage advisers with local market knowledge
- We offer exclusive mortgage deals unavailable through high-street banks
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Knowledgeable advisers
Exclusive mortgage deals
Hassle-free process
Highly recommend
Services
Mortgage Advice
We provide comprehensive mortgage advice tailored to individual circumstances. Our FCA-regulated advisers help clients navigate residential and investment property financing options. With access to 70+ lenders, we secure competitive rates for first-time buyers, remortgagers, and buy-to-let investors.
Remortgage Advice
Our remortgage specialists help clients reduce monthly payments or access equity. We analyse current deals, compare market options, and negotiate terms with lenders. The process typically completes within six weeks, with minimal client effort required.
Buy-to-Let Mortgages
We specialise in buy-to-let financing solutions for property investors. Our service includes portfolio management advice, tax-efficient structures, and access to specialist lenders. We handle complex applications involving multiple properties and limited companies.
First-Time Buyer Mortgages
We guide first-time buyers through the mortgage process, explaining government schemes like Help to Buy. Our advisers help secure competitive rates with low deposits, explaining stamp duty implications and arranging necessary insurance products.
Agreements in Principle
We issue Agreements in Principle within seven days, helping clients demonstrate buying strength to estate agents. This service includes credit profile assessment and lender suitability checks to ensure realistic borrowing expectations.
People
Ansar Ahmed
Director
With over 15 years in mortgage advisory, Ansar leads our Manchester team. He specialises in complex cases and investor portfolios, maintaining strong lender relationships to secure exclusive deals for clients.
Emma Karim
Senior Mortgage Adviser
Emma has helped over 500 clients since 2012. Her expertise lies in first-time buyer mortgages and government schemes. She holds the CeMAP professional qualification and maintains a 98% client satisfaction rate.
Karolina Nowak
Mortgage Consultant
Specialising in remortgaging and credit-impaired cases, Karolina has worked in financial services since 2010. She focuses on finding solutions for clients with adverse credit histories or self-employed income structures.
Mark Merry
Client Relations Manager
Mark oversees client communications and post-sale support. With a background in customer service management, he ensures smooth transactions from application to completion, coordinating with solicitors and estate agents.
Clare Robinson
Insurance Specialist
Clare provides integrated protection advice, specialising in life insurance and critical illness cover. She works with major providers like Aviva to offer competitive rates alongside mortgage arrangements.
Questions
What mortgage options are available for first-time buyers?
We offer Help to Buy schemes, shared ownership mortgages, and 95% LTV deals. Our advisers explain government schemes and help secure competitive rates with minimal deposits.
How quickly can you provide an Agreement in Principle?
We typically issue Agreements in Principle within seven working days. This includes credit checks and lender suitability assessments to ensure realistic borrowing expectations.
Do you offer buy-to-let mortgage advice?
Yes, we specialise in buy-to-let financing with access to specialist lenders. Our service includes portfolio management advice and tax-efficient structures for property investors.
What fees do you charge for mortgage advice?
Our fees vary by case complexity. We provide transparent pricing before starting work, with some lenders offering fee-free arrangements through our exclusive partnerships.
Can you help with remortgaging existing mortgages?
Yes, we help clients reduce payments or access equity. Our process typically completes within six weeks, with minimal client effort required to switch lenders.
What areas do you cover for face-to-face appointments?
We operate from Manchester city centre and serve clients nationwide. Face-to-face appointments are available in Manchester, with remote consultations via phone or video call for other locations.
