Business Details
We are Mortgage Gate, a team of friendly, specialist mortgage advisers based in Southport, Lancashire. Our firm boasts more than 20 years of combined financial services experience, giving us deep insight into the UK mortgage market. We are authorised and regulated by the Financial Conduct Authority, adhering to the highest industry standards of professionalism and transparency. As a whole of market broker, we have access to thousands of mortgage products from mainstream and specialist lenders across the UK. We take the stress out of property financing by providing straightforward, tailored advice that aligns with each clients unique circumstances. Our expert team can support first-time buyers, home movers, those looking to remortgage, and buyers of second properties or holiday homes. We also provide whole of market guidance on life assurance, property insurance, and legal assistance to protect our clients most valuable assets.
We pride ourselves on our straight-talking approach, ensuring clients fully understand their options before making any financial commitments. Every client receives regular updates throughout the entire mortgage process, from initial enquiry to completion of their property purchase. Our core priority is building long-term, trusted relationships with clients, with the goal of becoming a client for life for everyone we serve. We work flexibly to accommodate our clients schedules, offering in-person, phone, or post-based consultations as preferred. We only charge an administration fee of 295, which is only payable once a client receives a formal mortgage offer, with no hidden costs.
We pride ourselves on our straight-talking approach, ensuring clients fully understand their options before making any financial commitments. Every client receives regular updates throughout the entire mortgage process, from initial enquiry to completion of their property purchase. Our core priority is building long-term, trusted relationships with clients, with the goal of becoming a client for life for everyone we serve. We work flexibly to accommodate our clients schedules, offering in-person, phone, or post-based consultations as preferred. We only charge an administration fee of 295, which is only payable once a client receives a formal mortgage offer, with no hidden costs.
Highlights and features
- We have over 20 years of financial services experience.
- We are FCA-authorised and regulated for full client protection.
- Our whole of market access covers thousands of mortgage products.
- We charge no fee until you receive a mortgage offer.
- We provide straight-talking advice with no hidden costs or jargon.
Services
Residential Mortgages
We provide tailored whole of market mortgage advice for all residential property purchases. Our service supports first-time buyers, home movers, remortgagers, and buyers of second or holiday homes. We secure competitive, personalised mortgage deals that align with each clients financial circumstances and goals.
Buy to Let Mortgages
We offer specialist whole of market advice for buy to let property investments. Our service supports landlords seeking to purchase new rental properties or expand existing portfolios. We identify competitive mortgage deals that maximise rental yield and long-term investment returns for clients.
Life Assurance
We provide whole of market guidance on suitable life assurance policies for all clients. Our service ensures your loved ones are financially protected in the event of unforeseen circumstances. We compare policies from leading providers to secure competitive premiums and comprehensive cover for your needs.
Property Insurance
We offer whole of market advice on tailored property insurance policies for homeowners and landlords. Our service protects your property and belongings against damage, theft, and other unforeseen events. We compare policies from a range of providers to find the most cost-effective, comprehensive cover for your requirements.
Legal Assistance
We support clients in finding appropriate legal assistance for their property transactions. Our service connects you with trusted conveyancing solicitors to handle all legal aspects of your purchase. We ensure the legal process is smooth, efficient, and aligned with your mortgage timeline.
