Business Details
14 Years
experience
Compare Financial Offers with Freedom Finance
Freedom Finance is a credit broker dedicated to empowering individuals to make informed financial decisions. Founded in 2012, we provide free access to credit scores and reports, enabling users to understand their financial standing without impacting their credit history. Our platform partners with over 45 trusted lenders to offer personalized loan, credit card, and car finance options tailored to individual needs. We prioritize transparency, offering tools like pre-approval checks and APR calculators to help users compare offers responsibly.With ISO 27001 and SOC 2 Type 2 certifications, we ensure robust data security and operational integrity. Our mission is to simplify financial complexity, fostering trust through education, innovative tools, and partnerships with organizations like StepChange to support financial well-being.
Services
Loans
Credit Cards
Car Finance
Credit Reports
Financial Advice
Details
- Year established: 2012
Highlights and features
- We provide free credit scores and reports with no impact on your credit history
- Our platform partners with over 45 trusted lenders for diverse financial options
- We offer pre-approval checks to help users compare offers responsibly
- Certified under ISO 27001 standards for information security management
- We partner with StepChange to provide free debt advice and support
Associations and certifications
- ISO 27001
- SOC 2 Type 2
What people say
Free credit scores
Easy comparisons
Educational content
Pre-approval checks
Security certifications
Services
Loan Comparisons
We connect users with loan offers from 45+ lenders, enabling comparisons of APRs, terms, and eligibility without affecting credit scores. Our platform provides pre-approval checks and repayment calculators to help users make informed decisions. By partnering with major UK lenders, we ensure access to competitive rates for personal, secured, and bad-credit loans.
Credit Reports
We offer free, unlimited access to credit reports and scores from major credit reference agencies. Users receive regular updates on account changes and utilization patterns. Our educational resources explain credit factors while security alerts notify users of report modifications, helping them maintain healthy credit profiles through informed financial decisions.
Car Finance
Our car finance service connects users with secured loan options for new and used vehicles through 40+ lenders. We explain different financing structures like Hire Purchase and Personal Contract Purchase while providing affordability calculators. Users can check eligibility and compare APRs before applying, ensuring transparent access to competitive automotive financing solutions.
Credit Cards
We help users compare credit card offers including balance transfers, rewards, and credit-building cards. Our platform shows personalized approval chances and representative APRs while explaining key features like annual fees and interest rates. Users can compare up to 35 lenders' offers with tools explaining 0% periods and utilization impacts on credit scores.
Financial Education
We provide comprehensive financial education resources covering credit management, loan applications, and debt consolidation. Our guides explain APR calculations, credit utilization effects, and responsible borrowing practices. Through partnerships like StepChange, we offer debt advice resources to help users improve financial literacy and make informed decisions about credit products.
Questions
Does using ClearScore affect my credit score?
No, checking your eligibility or comparing offers on ClearScore only creates soft searches that don't impact your credit score.
How does ClearScore make money?
We receive commissions from lenders when users take out financial products through our platform, but this doesn't affect the offers shown.
Can I get a loan with bad credit through ClearScore?
Yes, we work with specialist lenders offering bad credit loans, though these typically have higher interest rates than standard products.
What credit report agencies do you use?
We provide credit reports from major UK credit reference agencies including Equifax and Experian through our platform.
Are there fees for using ClearScore services?
No, our core services including credit score access, report monitoring, and loan comparisons are completely free for users.
How secure is my personal information?
We maintain ISO 27001 certification and SOC 2 Type 2 compliance to ensure robust protection of all user data and financial information.
