Business Details
18 Years
experience
Trusted Mortgage and Insurance Brokers in Brighton
Established in 2008, The Finance House has built a reputation as a trusted impartial mortgage and insurance broker serving clients across Brighton and Sussex. Our expertise lies in navigating the complex mortgage and insurance markets to secure tailored solutions for first-time buyers, remortgagers, and buy-to-let investors. With access to products from high street lenders and exclusive specialist offerings, we prioritise transparency, avoiding hidden fees while providing clear, jargon-free advice.Our team's extensive experience ensures clients receive comprehensive support throughout the application process and beyond, reflected in numerous testimonials praising our professionalism and successful outcomes. As an appointed representative of HL Partnership, regulated by the Financial Conduct Authority, we maintain rigorous compliance standards while delivering personalised service that adapts to evolving market conditions.
Services
Mortgages
Life Assurance
Home Insurance
Critical Illness Cover
Mortgage Protection
Details
- Year established: 2008
Highlights and features
- We offer impartial advice with access to high street and exclusive specialist mortgage products
- Our team has secured mortgages for clients since 2003, including complex buy-to-let cases
- We provide transparent fee structures with no hidden charges
- We maintain regulatory compliance through HL Partnership's FCA authorisation
- We offer post-application support beyond standard broker services
Associations and certifications
- Financial Conduct Authority
What people say
Extremely helpful
Professional and effective
Outstanding
Highly recommended
Efficient and thorough
Services
Mortgages
We provide impartial mortgage brokerage services, accessing products from high street lenders and specialist providers. Our expertise includes first-time buyer mortgages, remortgaging, and complex buy-to-let arrangements. We handle full application processes including paperwork and solicitor coordination, with ongoing support beyond completion.
Life Assurance
We offer level and decreasing term life assurance policies to protect dependants financially. Our solutions include terminal illness coverage and premium waiver options. We help clients navigate policy selection to ensure appropriate coverage for mortgage protection or family security needs.
Home Insurance
We source comprehensive home insurance solutions for buildings and contents. Our service helps clients navigate coverage options to protect against risks while avoiding overpayment for unnecessary features, ensuring appropriate protection for rented or owned properties.
Critical Illness Cover
We provide critical illness cover policies that pay out on diagnosis of specified conditions including cancer, heart attack, and stroke. Our advice ensures clients understand coverage terms and exclusions, with options to complement existing insurance arrangements.
Mortgage Protection
We specialise in mortgage protection insurance that aligns with repayment mortgages. Our decreasing term policies reduce in value alongside mortgage balances, providing targeted coverage that protects housing investments while maintaining affordability.
People
Colin Warburton
Mortgage Broker
Colin Warburton has been providing mortgage advice since 2003, helping clients with first-time purchases, remortgaging, and buy-to-let investments. His expertise includes navigating complex cases with challenging property locations or unique client circumstances.
Questions
What mortgage services do you offer?
We offer full mortgage brokerage services including first-time buyer mortgages, remortgaging, buy-to-let financing, and specialist product access. Our service includes market comparison, application processing, and ongoing support.
Are you regulated by any official body?
Yes, we operate as an appointed representative of HL Partnership, authorised and regulated by the Financial Conduct Authority (reference 503683) under UK regulatory standards.
How do you charge for mortgage advice?
We provide transparent fee structures with no hidden charges. Specific fee arrangements are discussed upfront, with some clients qualifying for fee-free services depending on the mortgage product selected.
Can you help with insurance products?
Yes, we offer life assurance, critical illness cover, and home insurance solutions. Our insurance services focus on appropriate coverage without overpayment, with access to specialist protection options.
What areas do you serve?
While based in Brighton (BN45 7AP), we provide services across Sussex and the wider UK through our nationwide network of lenders and protection specialists.
How do you handle complex mortgage cases?
We specialise in challenging cases including non-standard property types, unique client circumstances, and buy-to-let portfolios. Our experience includes securing financing where mainstream lenders have declined applications.
