Business Details
26 Years
experience
Trusted Mortgage Brokers in Bath
Established in 2000 by Chris Nicholson and Sarah, Bath Mortgage Search has grown from a local Bath-based service to a nationwide mortgage advisory firm. Our founders combined decades of financial sector experience from institutions like Barclays and Allied Dunbar to create a client-focused business. We specialise in navigating complex mortgage markets, offering impartial advice on first-time purchases, remortgaging, buy-to-let investments, and secured loans. Our FCA-authorised status (registration 301070) ensures regulatory compliance while maintaining personal service.With 24 years of operational history, we've arranged over 160 mortgages annually since 2024 through our transparent fee structure. Our community engagement includes environmental initiatives like The Great Avon River Pick, reflecting our commitment to ethical business practices. Our team combines technical expertise in mortgage products with practical understanding of client needs, maintaining equal service standards for all customers.
Services
First-time buyer mortgages
Remortgaging services
Buy-to-let advice
Further advances
Insurance quotes
Product transfers
Secured loans
Mortgage protection
Details
- Year established: 2000
Highlights and features
- We have 24 years of experience in mortgage advisory services
- Our team holds FCA-authorised status (registration 301070)
- We offer transparent fee structures with no hidden charges
- We provide nationwide mortgage solutions from our Bath base
- Our community involvement demonstrates ethical business practices
Associations and certifications
- Financial Conduct Authority
Services
First-time buyer mortgages
We specialise in guiding first-time buyers through mortgage applications with tailored advice on available schemes. Our FCA-regulated brokers assess eligibility across multiple lenders to secure competitive rates. Clients benefit from our 24 years' experience in simplifying property purchases.
Remortgaging services
Our remortgaging service reviews existing deals to identify better rates or funding options. We compare current lender offers with market alternatives, handling paperwork for seamless transitions. This service helps clients potentially reduce payments or access equity.
Buy-to-let advice
We provide specialist buy-to-let mortgage advice including HMO financing for property investors. Our expertise covers rental assessment requirements and portfolio management strategies. Clients receive guidance on tax implications and regulatory compliance.
Further advances
This service helps homeowners access extra funds through existing mortgages for home improvements or other needs. We negotiate with current lenders to avoid full remortgaging, maintaining preferential rates while meeting new financial requirements.
Insurance quotes
We provide competitive house insurance and mortgage protection quotes from multiple providers. Our service includes policy comparisons and risk assessments to ensure adequate coverage. Complex cases receive referrals to specialist brokers for tailored solutions.
People
Chris Nicholson
Director
Founder of Bath Mortgage Search with 24 years' experience, Chris holds CeMAP qualifications and previously worked with Barclays. He combines technical mortgage expertise with community engagement, leading annual environmental initiatives while maintaining client-focused service standards.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let advice, further advances, and insurance services across the UK.
Are you regulated by financial authorities?
Yes, we're authorised and regulated by the Financial Conduct Authority (registration 301070) for mortgage and insurance services.
How are your fees structured?
Fees range from £95 for product transfers to £495 for complex cases, with all charges disclosed upfront before application submission.
Do you operate nationwide?
While based in Bath, we provide mortgage services to clients across the UK through remote consultations and digital documentation.
What happens if my mortgage application fails?
We refund your fee if we cannot secure mortgage approval, though retained fees apply if you withdraw after submission.
