Business Details
Expert Mortgage Advisers in Weston-super-Mare
Better Mortgage was founded to simplify the mortgage process for clients across the UK. Our team of qualified advisers specialises in impartial mortgage advice, helping clients navigate remortgaging, first-time purchases, buy-to-let investments, and more. With access to a wide range of lenders, we focus on finding tailored solutions that align with individual financial goals. Our experience in addressing complex scenarios, including adverse credit histories and specialist mortgages, ensures clients receive informed guidance.Operating from Weston-super-Mare and serving nationwide, we prioritise transparency, efficiency, and long-term client relationships. By handling every step of the application process, we aim to reduce client effort while maintaining compliance with regulatory standards set by the Financial Conduct Authority.
Services
Remortgage Advice
First Time Buyer
Buy to Let
Adverse Credit
Right to Buy
Shared Ownership
Mortgage Refinancing
Property Investment
Mortgage Protection
Equity Release
Highlights and features
- We offer impartial advice with access to exclusive mortgage deals
- Our team has specialist expertise in adverse credit and buy-to-let mortgages
- We provide nationwide service with local knowledge of the M5 corridor
- No fees for our mortgage advice service
- Experienced advisers with decades of combined industry experience
Services
Remortgage Advice
Helping homeowners transition to better mortgage deals without changing lenders. We assess equity positions, repayment histories, and market options to identify cost-saving opportunities. Our service includes penalty calculations for existing mortgages and comparisons across thousands of products. Clients benefit from our industry connections and ongoing support throughout the application process.
First Time Buyer
Guiding new buyers through the mortgage process from initial affordability assessments to completion. We explain government schemes like Help to Buy and Shared Ownership while comparing lender criteria. Our team assists with documentation preparation and solicitor introductions. The service ensures clients understand long-term commitments and select appropriate mortgage structures for their circumstances.
Buy to Let
Specialist advice for property investors seeking portfolio growth or first-time landlord mortgages. We evaluate rental income potential against lender requirements and structure applications accordingly. The service covers both residential and commercial buy-to-let options with tailored repayment strategies. Clients receive market analysis to optimise investment returns through appropriate financing.
Adverse Credit
Support for applicants with credit challenges including missed payments or county court judgments. We work with specialist lenders offering flexible criteria while explaining credit improvement strategies. The service includes detailed affordability assessments and documentation preparation to demonstrate financial recovery. Clients receive guidance on rebuilding credit profiles during the mortgage term.
Right to Buy
Assisting council tenants purchasing their homes through government schemes. We calculate discount eligibility and compare mortgage options accepting lower deposits. The service includes valuation report coordination and legal process guidance. Clients benefit from our experience with local authority requirements and specific lender criteria for these transactions.
People
Simon Mayo
Managing Director
With over 25 years in financial services, Simon established Better Mortgage to simplify property financing. His expertise spans mortgage product development and risk assessment. As a father of four, he understands family housing needs and focuses on long-term client relationships while maintaining regulatory compliance.
Richard Pocock
Head of Mortgages
Richard has specialised in complex mortgages since 2013, including foster carer and right-to-buy cases. He began his career in estate agency before joining at launch. His practical approach helps clients with adverse credit histories, while his experience with twin boys informs his understanding of family housing requirements.
Questions
What mortgage types do you specialise in?
We specialise in remortgages, first-time buyer schemes, buy-to-let portfolios, adverse credit cases, right-to-buy transactions, and shared ownership mortgages. Our advisers compare deals from over 100 lenders to find suitable options.
Are your services available outside Somerset?
Yes, while based in Weston-super-Mare, we provide mortgage advice nationwide. Video calls and telephone consultations allow us to assist clients across the UK with the same level of service as local customers.
What are your fees for mortgage advice?
Our mortgage advice carries no direct fees. We receive commission from lenders when mortgages complete, allowing us to offer free impartial guidance to all clients regardless of their financial situation.
How do you handle complex mortgage cases?
Our team has specialist expertise in challenging cases including adverse credit histories, self-employment income verification, and unique property types. We work with niche lenders to find solutions others might decline.
What support do you offer after mortgage completion?
We provide ongoing support including remortgage reminders before deal expiration, insurance reviews, and assistance with additional borrowing requirements. Our relationship continues beyond initial transactions to support long-term housing needs.
Can you help with government-backed mortgage schemes?
Yes, we advise on Help to Buy, Shared Ownership, and Right to Buy schemes. Our team explains eligibility criteria, helps prepare applications, and coordinates with relevant authorities throughout the process.
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