Business Details
7 Years
experience
Your Trusted Mortgage Broker in London
Established in 2019, Brick 2 Brick Mortgage Solutions has built a reputation for delivering transparent, client-focused mortgage advice. Our team specialises in navigating the complexities of the mortgage market to secure tailored solutions for first-time buyers, home movers, and investors. With access to nearly 100 lenders, including exclusive providers, we prioritise competitive rates and personalised service. Our no-nonsense approach ensures clients receive honest guidance throughout the process, supported by a commitment to flexibility through remote consultations.Backed by over 100 five-star TrustPilot reviews, we focus on simplifying the mortgage journey while maintaining compliance with FCA regulations. Our expertise extends to niche areas like contractor mortgages and professional-specific products, ensuring diverse client needs are met. By combining market knowledge with a dedication to customer satisfaction, we aim to make property financing accessible and stress-free.
Services
First Time Buyer Mortgages
Buy to Let Mortgages
Remortgage Solutions
Self-Employed Mortgages
Professional Mortgages
Equity Release
Bridging Finance
Offset Mortgages
Details
- Year established: 2019
Highlights and features
- We offer access to 100+ mortgage lenders including exclusive providers
- Our whole-of-market approach finds the most suitable mortgage deals
- Personalised advice from experienced mortgage professionals
- Over 100 five-star TrustPilot reviews from satisfied clients
- Flexible consultation options including face-to-face and remote meetings
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Stress-free process
Competitive rates
Personalised advice
Knowledgeable staff
Services
First Time Buyer Mortgages
Specialist mortgage solutions for first-time property purchasers. We help clients navigate government schemes, deposit requirements, and eligibility criteria to secure competitive rates. Our advisors provide clear guidance on affordability assessments and application processes, ensuring clients understand their long-term commitments while avoiding common pitfalls in their property purchase journey.
Buy to Let Mortgages
Tailored financing options for property investors. We assess portfolio strategies, rental income projections, and tax implications to secure appropriate investment mortgages. Our service includes guidance on landlord insurance requirements, cash flow management, and regulatory compliance, helping investors maximise returns while maintaining financial stability across multiple properties.
Remortgage Solutions
Expert remortgaging advice to secure better rates or release equity. We analyse existing mortgage terms, early repayment charges, and current market offerings to identify cost-saving opportunities. Our process includes detailed comparisons of fixed vs variable rates, arrangement fees, and potential savings over different loan terms to optimise clients' financial positions.
Professional Mortgages
Custom mortgage products for specific professions including NHS workers, locum surgeons, and contractors. We address unique income verification challenges and profession-specific lending criteria. Our advisors have specialist knowledge of lenders' underwriting policies for non-standard income structures, ensuring professionals receive appropriate mortgage assessments.
Equity Release
Guidance on releasing property equity for retirement planning. We explain lifetime mortgage options, inheritance implications, and interest roll-up mechanisms. Our advisors provide comprehensive assessments of eligibility criteria, product features, and alternative financial solutions to ensure clients make informed decisions about accessing their property wealth.
People
Paul Collinson
Founder & Mortgage Advisor
Paul established Brick 2 Brick Mortgage Solutions in 2019 after three years in the mortgage industry. He specialises in whole-of-market advice, focusing on first-time buyers and complex cases. His approach combines market expertise with transparent communication to simplify mortgage processes for clients.
Questions
What mortgage options exist for first-time buyers?
We offer 95% LTV mortgages, Help to Buy schemes, and gifted deposit arrangements. Our advisors help clients understand eligibility criteria and government assistance programs available for first-time property purchases.
Can self-employed individuals get mortgage approval?
Yes, we work with lenders that specialise in self-employed income verification. We help clients present their financial documentation effectively to demonstrate affordability for mortgage approval.
How does remortgaging save money?
Remortgaging can secure lower interest rates, reduce monthly payments, or release equity. We analyse your current deal's exit costs against new market offers to determine potential savings over different timeframes.
What protection insurance options are available?
We provide life insurance, critical illness cover, and income protection policies tailored to mortgage requirements. These products help safeguard your home against unforeseen circumstances affecting your ability to make repayments.
How do professional mortgages differ from standard ones?
Professional mortgages accommodate non-traditional income structures for specific occupations. We access lenders with specialist underwriting criteria for contractors, locums, and other professionals with variable income patterns.
What areas do you cover for in-person consultations?
While we operate nationwide, our London office serves Central London and surrounding boroughs. We also cover Cheltenham and regional areas through remote consultations, adapting to client preferences for meetings.
