Business Details
28 Years
experience
Specialist Mortgage Brokers in Portishead
Manor Mortgage Solutions has been providing specialist mortgage brokering services for over 25 years, focusing on complex residential, expat, and bridging loan solutions. Our expertise lies in navigating challenging mortgage cases through tailored strategies and partnerships with specialist lenders. We offer three tiers of service to accommodate varying client needs, from case referral to full outsourced processing. Our team specialises in overcoming adverse credit histories, non-standard property types, and unique income structures while maintaining compliance with lender criteria. With a proven track record in handling high-value transactions and difficult cases, we prioritise efficient processing and transparent communication.Our services cater specifically to mortgage intermediaries seeking support with time-consuming or complex cases. By leveraging extensive lender relationships and market knowledge, we help brokers secure competitive mortgage solutions for their clients. Our commitment to continuous market assessment ensures access to evolving products and criteria. We maintain rigorous compliance standards while delivering personalised support for both brokers and applicants. Our operations are structured to accommodate international clients through flexible working hours and timezone-adapted communication.
Services
Expat Mortgages
Bridging Loans
Complex Residential
Specialist Buy-to-Let
Second Charge Mortgages
Details
- Year established: 1998
Highlights and features
- We have over 25 years of specialist mortgage brokering experience
- Our three-tier service model accommodates varying case complexities
- We maintain relationships with specialist lenders for unique criteria
- We handle adverse credit histories and non-standard property types
- Our team provides 24-hour response times for urgent cases
Services
Expat Mortgages
We specialise in expat mortgage solutions for UK citizens and nationals living abroad. Our service accommodates time-zone differences and handles compliance requirements for clients purchasing or remortgaging UK properties. We work with lenders accepting overseas income from multinational companies, self-employment, and combined GBP/foreign currency sources. Our team manages all documentation and compliance checks while brokers earn completion fees.
Bridging Loans
Our bridging loan service provides rapid funding solutions for property transactions requiring urgent completion. We handle cases involving refurbishments, auction purchases, and chain breakers through specialist lenders. Our team coordinates exit strategies while maintaining competitive rates up to 100% LTV using cross-charges. We accept applications from personal and limited company entities for terms up to 24 months with flexible repayment options.
Complex Residential
We address complex residential mortgage needs through lenders accepting adverse credit histories and non-standard properties. Our expertise covers large acreages, semi-commercial properties, and construction types like concrete or steel frame. We handle cases with recent defaults, CCJs, or bankruptcy discharge while considering multiple income sources including universal credit and disability allowances.
Specialist Buy-to-Let
Our specialist BTL mortgages cater to landlords with portfolio properties and complex requirements. We work with lenders accepting HMOs, student lets, and holiday lets through Airbnb-style platforms. Our service accommodates inherited properties, let-to-buy arrangements, and properties near commercial premises. We provide top-slicing solutions without stressing background properties in client portfolios.
Second Charge Mortgages
We offer second charge mortgages to clients needing additional funds without redeeming their first charge. Our lenders accept adverse credit histories including defaults, CCJs, and bankruptcy discharge. We provide low upfront fees with no ERC products available up to 85% LTV. This service suits debt consolidation, home improvements, and business funding requirements while maintaining existing low-interest rate mortgages.
Questions
What specialist mortgage services do you offer?
We specialise in expat mortgages, bridging loans, complex residential cases, specialist buy-to-let, and second charge mortgages through our panel of specialist lenders.
How do you handle adverse credit mortgage applications?
Our lenders accept cases with recent defaults, CCJs, missed payments, and bankruptcy discharge. We consider DMPs, IVAs, and payday loan histories when assessing applications.
Can you help with overseas property transactions?
Yes, we handle expat mortgage cases for UK citizens and nationals living abroad, accommodating time-zone differences and overseas income verification requirements.
What are your processing timeframes?
We provide responses within 30 minutes of case submission and typically complete processing within 7 days for straightforward applications through our tiered service model.
Do you work directly with property owners?
We operate exclusively through mortgage intermediaries and do not provide direct services to the public for mortgage applications or advice.
What areas do you cover?
While based in Portishead, we work with clients and brokers nationwide across England, Wales, Scotland, and Northern Ireland through our specialist lender panel.
