Business Details
Trusted Mortgage Brokers in Epsom
At Apple Mortgage Solutions, we specialise in providing impartial mortgage advice tailored to individual needs. With decades of combined experience, our team offers expertise in navigating the complexities of the mortgage market, including first-time purchases, remortgaging, and buy-to-let investments. We prioritise understanding client requirements to deliver bespoke solutions, ensuring access to a comprehensive range of products across the market.Our commitment to transparency is reflected in our fee structure, with charges becoming payable only upon successful completion. We pride ourselves on maintaining long-term relationships through reliable, jargon-free guidance and a dedication to achieving optimal outcomes for every client.
Services
Mortgages
Lifetime Mortgages
Insurance
Buy to Let Mortgages
Remortgage
First Time Buyers
Equity Release
Life Insurance
Medical Insurance
Critical Illness
Highlights and features
- We offer impartial mortgage advice tailored to your unique financial situation.
- Our team has decades of combined experience in the mortgage industry.
- We provide access to a comprehensive range of mortgage products across the market.
- Transparent fee structure with charges payable only upon successful completion.
- Proven track record of client satisfaction and successful mortgage outcomes.
Associations and certifications
- Financial Conduct Authority
What people say
Holistic market view
Best available deal
Knowledge and expertise
Efficient support
Recommend to others
Services
Mortgages
We provide impartial mortgage advice for first-time buyers, remortgagers, and investors. Our team analyses your financial situation to recommend competitive deals across the market. With access to first-charge mortgages only, we ensure tailored solutions that align with your long-term goals while maintaining transparency throughout the process.
Lifetime Mortgages
Tailored equity release solutions for UK homeowners aged 55+. We help access tax-free lump sums or regular income without moving. Our advisers compare market options to ensure suitable terms, considering interest charges and long-term implications, with a focus on securing your financial freedom in retirement.
Insurance
We source bespoke insurance policies to safeguard against unforeseen events. Services include life, medical, critical illness, and income protection cover. Our approach ensures policies match your exact requirements at competitive prices, providing peace of mind for you and your family's financial security.
Buy to Let Mortgages
Specialist advice for property investors seeking buy-to-let mortgages. We navigate complex lending criteria to secure competitive rates, considering rental income potential and long-term viability. Our guidance addresses risks and regulatory requirements, ensuring informed decisions for sustainable property investment growth.
Remortgage
Expert remortgaging services to help reduce costs or access equity. We assess your current deal, compare market options, and manage the transition to a better rate. Our fee structure ensures value for money, with support throughout the process to minimise early repayment charges and maximise savings.
People
Joe Quigley
Director
With over 25 years in finance, Joe founded Apple Mortgage Solutions after roles at HSBC and mortgage brokering firms. He specialises in mortgages, pensions, and investments, combining industry expertise with a client-focused approach to deliver tailored financial solutions.
Mark Thorpe
Mortgage Adviser & Office Manager
Mark brings over 45 years of mortgage industry experience, joining Apple Mortgage Solutions in 2015. His expertise in administrative management and client support ensures efficient processing and personalised service for all client borrowing and protection needs.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let mortgages, and equity release solutions. Our impartial advice ensures access to competitive market deals tailored to your financial situation.
Are your mortgage advisers qualified?
Yes, our team holds relevant qualifications and has decades of combined experience. We are authorised and regulated by the Financial Conduct Authority to provide mortgage advice and services.
How much do your services cost?
Mortgage arrangement fees start at £750, payable on completion. Lifetime mortgage fees are £1,649. We disclose all costs upfront, with no hidden charges beyond agreed fees.
Can I get help with insurance policies?
Yes, we offer life insurance, medical cover, critical illness protection, and income protection. Our advisers ensure policies match your needs at competitive prices for comprehensive financial security.
Do you operate outside normal business hours?
Yes, we accommodate clients outside standard hours. Our team personally guides you through every stage of the mortgage or insurance application process for added convenience.
