Business Details
Your Trusted Building Society for Savings & Mortgages in Nelson
Since our founding in 1860, we have dedicated ourselves to serving our members through mutual ownership principles, offering tailored financial solutions across Lancashire. As a customer-owned building society, we prioritise member benefits over shareholder profits, reflected in our competitive savings rates, mortgage products, and community-focused initiatives. Our heritage of over 160 years demonstrates our commitment to financial stability, with awards recognising excellence in customer service and community impact.We operate under rigorous regulatory frameworks, including membership of the Building Societies Association and Financial Services Compensation Scheme, ensuring trust and security. Our team combines deep local knowledge with professional expertise to deliver transparent, ethical services, from savings accounts to workplace financial wellness programmes, while supporting regional charities through our dedicated foundation.
Services
Savings Accounts
Mortgages
Business Deposits
Workplace Savings
Home Insurance
Children's Accounts
Online Savings
Affinity Savings
Fixed Rate Bonds
Notice Accounts
Highlights and features
- We offer over 160 years of expertise in savings and mortgage services
- Our mutual structure ensures profits benefit members directly
- We provide competitive fixed and variable interest rates across savings products
- Our charitable foundation supports local community projects annually
- We maintain FCA and PRA regulatory compliance for financial security
Associations and certifications
- Building Societies Association
- Financial Services Compensation Scheme
- Financial Ombudsman Service
What people say
Friendly and helpful staff
Competitive interest rates
Long-standing trust
Community-focused approach
Reliable service
Services
Savings Accounts
We provide diverse savings options including fixed rate ISAs, bonds, and easy access accounts with competitive interest rates. Our products cater to individual savers, businesses, and children, offering tax-free benefits and flexible access terms. Minimum deposits start from 1 for children's accounts and 5,000 for fixed rate products, with online and branch-based management available.
Mortgages
Our mortgage services include residential and buy-to-let options through partnerships with Mortgage Advice Bureau. We offer rate-switching facilities for existing customers and support first-time buyers with competitive fixed and variable rate products. Professional advice comes from FCA-authorised advisors with access to over 90 lenders' products.
Business Deposits
Tailored deposit accounts for UK-based limited companies and partnerships feature competitive variable rates. Available online with minimum 5,000 deposits, these accounts offer secure business savings solutions managed through our website or dedicated customer service team.
Workplace Savings
Our payroll deduction savings scheme enables employees to save directly from salaries, starting at 5 monthly. Employers with 50+ staff can implement this financial wellness benefit, with accounts accessible online and transfers processed securely between employers and our society.
Home Insurance
Partnering with Uinsure, we offer award-winning home and landlord insurance policies rated 5-star by Defaqto. Coverage options include buildings, contents, and combined policies with flexible terms, delivered through a panel of leading UK insurers competing to provide best-value protection.
Questions
How do I open a savings account?
Visit any of our eight Lancashire branches or register online for eligible accounts. Minimum deposits apply, and identification verification is required.
Can I get a mortgage directly from Marsden Building Society Building Society?
New mortgages require advice through Mortgage Advice Bureau, though existing customers can manage or switch products directly with us.
What workplace savings benefits exist for employers?
Employers with 50+ staff can implement our payroll savings scheme to improve employee financial wellbeing through automatic deductions.
Are savings protected?
Deposits qualify for Financial Services Compensation Scheme protection up to £85,000 per eligible member under regulatory requirements.
How does the charitable foundation operate?
We allocate annual grants to Lancashire-based projects focusing on financial education, social inclusion, and environmental improvements through our dedicated foundation.
What insurance products are available?
We offer Uinsure's 5-star rated home and landlord insurance policies with comprehensive coverage options through our partnership arrangement.
