Business Details
27 Years
experience
Your Trusted Mortgage Broker in London
Private Finance is a leading independent mortgage broker established in 1999, dedicated to providing impartial, expert advice tailored to clients' unique needs. With over 25 years of industry experience and relationships with 175+ lenders, including mainstream banks, private banks, and specialist providers, we offer access to the entire UK mortgage market. Our client-first approach ensures holistic advice that considers both personal circumstances and broader financial markets, supported by partnerships with wealth advisers and accountants. Recognized for exceptional service with a 4.97/5 average rating from 2,000+ reviews, we handle complex cases ranging from straightforward residential mortgages to high-value specialist solutions.Our team of experienced consultants prioritizes transparency, guiding clients through every step while managing paperwork efficiently. We also provide household insurance and protection advice to ensure comprehensive financial security. Headquartered in London, we serve clients nationwide with regional offices and flexible communication channels, including face-to-face meetings, telephone consultations, and video calls.
Services
Residential Mortgages
Buy-to-Let Mortgages
Commercial Mortgages
Specialist Mortgages
Mortgage Protection
Household Insurance
Remortgaging
Bridging Loans
Self-Build Mortgages
Expat Mortgages
Details
- Year established: 1999
Highlights and features
- 25 years of experience in the mortgage industry
- Access to over 175 lenders including private banks
- Holistic financial market expertise integrated into advice
- 4.97/5 average rating from 2,000+ client reviews
- Personalized service for complex and specialist mortgages
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional and proactive
Outstanding services
Super responsive
Amazing rate
Services
Residential Mortgages
We provide tailored residential mortgage solutions for first-time buyers, home movers, and remortgagers. Our consultants access competitive rates across 175+ lenders to match clients' financial circumstances and property goals. Expertise includes complex income cases and high-value properties.
Buy-to-Let Mortgages
Specialist advice for landlords seeking portfolio expansion, portfolio remortgaging, or HMO financing. We navigate complex tax implications and lender criteria to secure optimal terms for both novice and experienced property investors.
Commercial Mortgages
Tailored financing solutions for commercial property purchases, refinancing, or development projects. Our expertise covers mixed-use schemes, owner-occupied premises, and specialist commercial bridging loans with flexible repayment structures.
Specialist Mortgages
Innovative solutions for non-standard requirements including auction finance, expat mortgages, self-build projects, and high-net-worth lending. We negotiate bespoke terms through established relationships with niche lenders and private banks.
Mortgage Protection
Integrated protection advice covering life insurance, critical illness cover, and income protection. Our consultants assess individual circumstances to recommend policies that safeguard both personal and business financial commitments.
People
Simon Checkley
Managing Director
With over 25 years in mortgage brokering, Simon leads Private Finance's strategic direction. He specializes in complex lending solutions and maintains key relationships with private banks and specialist lenders.
Greg Simkins
Senior Mortgage Consultant
Greg specializes in residential and buy-to-let mortgages, leveraging 15+ years of experience to deliver tailored solutions for clients with complex financial structures.
Tom Checkley
Senior Mortgage Consultant
Focusing on high-net-worth clients, Tom provides expert advice on large mortgages and international property transactions, utilizing his extensive lender network.
Vishal Vyas
Mortgage Consultant
Vishal assists clients with residential purchases and remortgaging, particularly first-time buyers and those with non-standard income profiles.
Jordan Kimsey
Protection Specialist
Jordan advises on life insurance, critical illness cover, and income protection, ensuring clients' mortgage commitments are safeguarded against unforeseen circumstances.
Questions
What mortgage options do you offer?
We provide residential, buy-to-let, commercial, and specialist mortgages including auction finance, expat mortgages, and self-build solutions through 175+ lenders.
How do you help clients with complex needs?
Our consultants leverage 25 years' experience and private bank relationships to create bespoke solutions for non-standard cases like high-net-worth lending and international transactions.
Are your services available outside London?
We operate nationwide with regional offices in Kent, Hertfordshire, East Midlands, Suffolk, Essex, Cheshire, Greater Manchester, West Sussex, and Surrey.
What protection services do you offer?
We provide life insurance, critical illness cover, and income protection advice tailored to individual circumstances alongside mortgage arrangements.
Do you offer first-time buyer assistance?
Yes, we guide first-time buyers through the mortgage process, explaining options and securing competitive rates suited to their financial situation.
