Business Details
30 Years
experience
Your Trusted Mortgage Brokers in Cobham
Established in 1996 by James Lindon-Travers, our firm operates as an appointed representative of The Openwork Partnership, authorised and regulated by the Financial Conduct Authority. We specialise in residential and buy-to-let mortgage brokering, offering independent advice without allegiance to specific lenders. Our team of experienced brokers and administrators provides tailored solutions, leveraging access to over 50 UK lenders to meet diverse client needs. We prioritise first-charge mortgage advice for first-time buyers, property investors, and homemovers, alongside insurance products from leading UK insurers. With two decades of organic growth, our commitment to quality service remains central to all operations.We adhere to strict regulatory standards, ensuring transparency and client-focused recommendations throughout the mortgage process. Our expertise extends to remortgaging, equity transfers, and tax-efficient buy-to-let investments, supported by comprehensive protection insurance options. Based in Cobham, Surrey, we serve clients nationwide while maintaining personal service standards. Our regulatory compliance and partnership with Openwork Limited ensure access to competitive market rates and industry-leading resources. Client satisfaction is evidenced by our retention of borrowers through property transitions and ongoing support for complex lending scenarios.
Services
Residential Mortgages
Buy to Let Mortgages
First Time Buyer Mortgages
Remortgage Services
Insurance Products
Details
- Year established: 1996
Highlights and features
- We have 27 years' experience in residential mortgage brokering since 1996
- Access to 50+ UK lenders for competitive mortgage rates
- Specialise in first-charge mortgage advice for all buyer types
- Offer insurance products from leading UK insurers
- Experienced team provides personalised service with regulatory compliance
Associations and certifications
- Financial Conduct Authority
Services
Residential Mortgages
We provide comprehensive residential mortgage solutions for first-time buyers, homemovers, and property investors. Our FCA-regulated service offers access to 50+ lenders with competitive rates. Our brokers assess individual circumstances to recommend suitable first-charge mortgage products.
Buy to Let Mortgages
Specialist buy-to-let mortgage advice for property investors, including tax efficiency considerations. We access competitive rates from lenders catering to both new and experienced landlords. Our service includes portfolio management and regulatory compliance guidance.
First Time Buyer Mortgages
Tailored mortgage solutions for first-time buyers with competitive deals from multiple lenders. We explain government schemes and help navigate the purchasing process. Our advice considers long-term property market participation.
Remortgage Services
Expert remortgaging advice for capital raising, rate switching, and equity transfers. We evaluate existing deals and market alternatives to optimise mortgage terms. Our service includes portability options for property transitions.
Insurance Products
Comprehensive insurance solutions including life assurance, critical illness cover, and property insurance. We partner with leading UK insurers to provide risk management products. Our advice considers both personal and business protection requirements.
People
James Lindon-Travers
Managing Director
Founder with 27 years' mortgage industry experience, established the firm in 1996. Specialises in strategic mortgage solutions and regulatory compliance. Leads the team in maintaining independent broker standards.
Josh Smith
Mortgage Operations Director
Responsible for operational efficiency with expertise in mortgage processing systems. Manages lender relationships and ensures compliance with FCA regulations across all transactions.
Debbie Sysum
Senior Mortgage & Protection Broker
Experienced broker specialising in complex mortgage cases and protection insurance. Provides tailored solutions for residential and investment property clients with 15+ years' industry knowledge.
John Ridout
Mortgage & Protection Broker
Specialises in first-time buyer mortgages and insurance products. Advises on tax-efficient property investments and protection planning with 12 years' client-facing experience.
Justine Drew
Mortgage & Protection Broker
Focuses on remortgaging solutions and portfolio management. Provides expert guidance on equity transfers and lender switching with 18 years' industry expertise.
Questions
What mortgage types do you specialise in?
We specialise in residential mortgages including first-time buyer, homemover, remortgage, and buy-to-let options with access to 50+ UK lenders.
Are your services regulated?
Yes, we're authorised and regulated by the Financial Conduct Authority as an appointed representative of The Openwork Partnership.
Do you offer insurance products?
Yes, we provide life assurance, critical illness cover, income protection, and property insurance from selected UK insurers.
Can you help with remortgaging?
Yes, we assist with remortgaging for capital raising, rate switching, and equity transfers while considering tax implications.
How do you ensure competitive rates?
Our access to 50+ lenders and market expertise ensures competitive mortgage rates tailored to individual circumstances.
