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Our mission is to provide a mortgage experience that is efficient, supportive, and easy to navigate. We work closely with our clients to ensure they feel informed and confident from the initial consultation through completion. Transparency underpins everything we do, enabling us to build trust while delivering results that reflect our commitment to quality service. Through our extensive access to lenders and products, we are able to identify suitable options that support our clients financial objectives and homeownership plans.

As directors with a combined 22 years of industry experience, we take pride in offering a highly personal service. We remain directly involved in client relationships, ensuring consistency and accountability throughout the process. Our decision to separate mortgage and protection advice into two specialist areas reflects our commitment to excellence. This structure allows each component of your financial planning to receive expert attention without compromise. We continually refine our processes to ensure our clients receive a professional, streamlined experience designed around their individual needs.

Highlights and features
  • Personalised mortgage advice tailored to your circumstances
  • Clear, stress-free mortgage process from start to finish
  • Expert guidance for first-time buyers and homeowners
  • Access to competitive mortgage deals across the market
  • Dedicated advisors supporting mortgages and protection
  • Professional, client-first service built on trust
Payment methods
  • Cash
  • Debit cards
  • Credit cards
Services
First-Time Buyer Mortgages As experienced mortgage brokers, we help first-time buyers navigate the market with clarity and reassurance. We assess your financial position carefully and search across multiple lenders to secure appropriate mortgage options. Our approach focuses on transparency, informed decision-making, and consistent communication. Every stage is managed with care to ensure a smooth and well-supported experience.
Buy to Let Mortgages We offer dedicated support for clients exploring buy-to-let mortgages, whether you are new to property investment or expanding an existing portfolio. By working closely with a wide range of lenders, we identify mortgage options designed for rental properties. Our guidance covers both financial preparation and market considerations to support long-term investment plans.
Remortgaging We help you review your current mortgage and explore better remortgaging options through our extensive lender network. Our role is to simplify the process while focusing on solutions that align with your financial goals. With expert guidance and full market access, we work to secure a deal that suits your circumstances and long-term plans.
Shared Ownership Mortgages Our shared ownership mortgage service is designed to make home buying more accessible and straightforward. We take time to understand your needs and match you with suitable lenders and products. By overseeing the process from start to finish, we help create a clear and efficient path to securing your mortgage.
Life Insurance Our life insurance solutions are focused on protecting your home and your familys future. Should the unexpected happen, your mortgage can be fully settled, reducing financial pressure during a difficult time. We guide you through placing policies in trust and selecting beneficiaries. As your circumstances change, we provide ongoing reviews and assistance when it matters most.
Home Insurance Your home deserves insurance that offers genuine reassurance. We assist in choosing buildings insurance that covers repairs or replacements following unforeseen incidents. By partnering with trusted providers, we prioritize strong coverage rather than surface-level features. We also clarify policy conditions and optional protections, ensuring your insurance remains valid, comprehensive, and suited to your circumstances as they evolve.
People
Dan Collins
Dan Collins
Mortgage Advisor
With extensive experience in the property marketstarting as an estate agent and now working as a mortgage consultantIm here to help.

Whether you need tips on negotiating with agents or finding the right mortgage product to suit your needs, Ive got you covered. Im incredibly passionate about ensuring every client has a smooth and enjoyable experience when working with Mortgaged.
Gemma White
Gemma White
Protection Advisor
With considerable experience in the protection industry, I am passionate about assisting individuals in feeling secure in their homes, regardless of life's challenges.

As a Protection Consultant, I excel at establishing strong relationships with clients and customizing coverage to suit each family's distinct requirements. I feel deeply grateful to be doing work that helps safeguard what is most important.
Reviews (14)
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Jordaine Minchin
Jan 08, 2026
Dan has been amazing from start to finish in one of the most stressful purchases!
He offered support, advice and recommendations, and after seeing our credit report helped us clear a couple of issues we didnt notice previously also.
After my buyer pulled out, Dan worked some kind of magic to find us a BTL mortgage and increase our onward purchase mortgage - all within about 2 days so we didnt lose the house!
Dans been great liaising with our estate agents and keeping us in loop - all whilst keeping my anxiety in mind and only coming back to me with good news and solutions.

Would highly recommend Dan for a really personalised service. Really felt like he had my back the whole time and was as invested in the purchase as we were.

We also spoke with Gemma to discuss life insurance. She also took a real interest in us and helped us find the best possible solutions within our agreed budget.
She wasnt pushy, and offered support and guidance, even filling in lots of the long-winded paperwork on her side so that we didnt have that stress.
Again, Gemma was great help in getting an extra product/offer for the newly needed BTL mortgage.

Would definitely recommend Gemma to help you get the best cover for your money.
Mel Pradalie
Dec 16, 2025
I would highly recommend The Mortgaged, they are brilliant. Dan was extremely knowledgeable and provided guidance every step of the way. We had a very stressful experience when our sale fell through, Dan went above and beyond with his support and guidance, we were able finally get into a house 2 months after putting an offer in, just in time for Christmas!!

Gemma was also very knowledgeable and took the time to get to know us in order to provide cover that would best suit our needs. She was there to answer any questions we had and was very quick to respond.

I cant recommend them enough! I look forward to speaking with them again when we come to remortgage in a few years!
Dave Cox
Nov 18, 2025
I worked with Dan on two concurrent mortgages in quite a tricky set of circumstances. Throughout, Dan showed himself to be a true expert in his field. On top of that, he was calm, a pleasure to speak with and always went the extra mile.
Francesca Grout
Jun 19, 2025
I can not recommend mortgaged enough! Dan was absolutely incredible throughout whole the process, he was so knowledgeable, re-assuring and patient with my million questions! Being part-time self employed I was very anxious about applying for a mortgage but Dan made me feel so at ease, always picking up the phone, amazing communication and felt that he really cared.

If you need to apply for a mortgage then please do with these guys. They were absolutely incredible! I cant thank Dan and the team enough.
Sarah King
Apr 05, 2025
We were very impressed by the level of service from Mortgaged and would highly recommend them to anyone going through the mortgage process. Gemma was very knowledgeable and went through all our options with us for protection policies and discussed what would work best for our situation until we found the ideal package. Gemma was always prompt in getting back to us and answered all our questions, we never felt rushed or confused by the process. Mortgaged really did put all our worries at ease and made the whole process so much easier.
Creslyn Singh
Mar 23, 2025
I had an excellent experience with Mortgaged. Dan was incredibly helpful in securing a mortgage for me. He guided me through the entire process with patience and expertise, making what could have been a stressful experience much smoother. His knowledge and professionalism were evident at every step, and I felt confident knowing he was handling my mortgage.

Additionally, Gemma assisted me with home insurance, and she was equally fantastic. She took the time to explain all my options and helped me find the best coverage for my needs. Her friendly and approachable manner made the process straightforward and stress-free.

Overall, I highly recommend Mortgaged for their outstanding service and dedicated team. Thank you, Dan and Gemma, for all your help!
Leah-May Snook
Mar 19, 2025
We had a fantastic experience working with Dan and Gemma at Mortgaged who sorted out both our mortgage and insurances. Both were extremely knowledgable and they were always really quick to get back to us with any questions or queries we had. The whole process with Mortgaged was smooth and stress-free, we couldn't recommend using them anymore highly.
Nathan L.
Feb 26, 2025
We just bought our first house and got our mortgage and insurance through Dan and Gemma at The Mortgaged.

As the process was all new to us, we had lots of questions throughout and both Dan and Gemma were incredibly helpful, providing us with all the info we needed and always in a timely manner.

They definitely made what was a big unknown process a lot easier for us and I highly recommend working with them both!
Danielle Ohare
Feb 24, 2025
I recently used Dan at Mortgaged to help with our transaction as second-time home movers and could not fault his professionalism and communication skills in assisting us with the transaction. Thank you again; well speak in a couple of years.
Annabelle Hanley
Dec 22, 2024
Dan was great from start to finish. He really took his time explaining everything to us as first time buyers and ensuring we had to right mortgage to suit our priorities. He went above and beyond in a number of ways that has materialised for us over the past couple of weeks.

We couldnt thank him enough!
Teresa Phillips
Nov 25, 2024
We used Dan from The mortgaged Bristol for the first time and I must say we were not disappointed. Dan was so professional and helpful throughout the process, he had a lot of product knowledge and was able to get us a great deal and answer all our questions really quickly. The portal which is used to upload all the documents needed was really quick and easy, once this process was completed, Dan delt with everything from start to finish. The thought of having to remortgage is very daunting and can be very stressful but Dan delt with everything and made the process easy. We can't thank you enough for all your help. I would highly recommend this company and service.
Tom Guilding
Oct 07, 2024
Dan is incredibly professionally but also friendly, helpful and understanding. As first time buyers we really knew nothing about mortgages or the purchase process, but Dan held our hand throughout making it far more manageable than it would have been. He went above and beyond to get us through the bumps in the road and ensure our mortgage fitted our needs and was ready ahead of the tight completion deadline. Highly recommend! Thanks again.
Sheeba Subramanian
Aug 30, 2024
I had an excellent experience with Gemma as my mortgage protection advisor. I greatly appreciated her patience and attentiveness to my specific needs. Gemma took the time to explain all my options clearly, ensuring I felt confident and well-informed throughout the process. Her professionalism and friendly approach made what could have been a stressful experience feel seamless and manageable.

Thanks to her guidance, I now have peace of mind knowing I have the right protection in place. I highly recommend Gemma to anyone looking for a trustworthy and skilled advisor!
Tom Marshall
Jun 15, 2024
Great service from Dan and Gemma in helping us with our mortgage application and protection. As first time buyers this was all very daunting to us at first, but they were both incredibly helpful and supportive in the process and provided good advice on the best options available to us. The application process went very smoothly thanks to their help.