Business Details
Expert Mortgage Advice in Witney
Established in Witney, Oxfordshire, we have dedicated over 15 years to providing independent mortgage advisory services. Our team of three seasoned advisers, each with more than 15 years of industry experience, specialises in tailoring mortgage solutions to meet diverse client needs. As an independent firm not tied to any single lender, we prioritise client interests by accessing over 70 mortgage providers, including specialist lenders. Our services span mortgage capacity reports, bespoke private client support, and comprehensive insurance advice. We maintain transparency through clear fee structures, offering free services for loans exceeding 180,000.With a client-centric ethos, we foster long-term relationships, evidenced by our 362+ positive reviews. Our office, operating since 2015 in a renovated historic building, serves Oxfordshire residents with weekday appointments and responsive communication. We adhere to strict regulatory standards under the Financial Conduct Authority, ensuring trust and compliance. Our premium services cater to complex transactions, including access to private banks and tailored administrative support. Through continuous client engagement and market analysis, we deliver strategic mortgage solutions that align with evolving financial landscapes.
Services
Mortgage Advice
Remortgage Services
First Time Buyer
Buy To Let
Insurance Products
Life Cover
Critical Illness Cover
Income Protection
Mortgage Capacity Reports
Private Client Service
Highlights and features
- We have three advisers with over 15 years' mortgage industry experience each
- We operate independently with access to 70+ mortgage lenders
- Our fee structure offers free advice for loans exceeding 180,000
- We maintain a 4.9/5 rating from 362+ verified customer reviews
- We provide specialist mortgage capacity reports for divorce proceedings
Associations and certifications
- Financial Conduct Authority
What people say
Highly professional
Excellent service
Smooth process
Super helpful
First-rate
Services
Mortgage Advice
We provide comprehensive mortgage advisory services covering first-time purchases, remortgaging, buy-to-let investments, and second home acquisitions. Our independent status allows access to over 70 lenders, including specialist providers. With three experienced advisers offering tailored solutions, we ensure clients receive optimal mortgage products matching their financial circumstances and property goals.
Insurance Products
Our insurance advisory services encompass life cover, critical illness protection, and income replacement policies. We help clients secure appropriate coverage to safeguard their mortgages and family financial security. These products are carefully matched to individual needs through comprehensive affordability assessments and risk evaluations.
Mortgage Capacity Reports
Specialist reports assessing mortgage affordability for divorce proceedings, detailing income, expenses, and lending capacity across 20+ lenders. Prepared by qualified advisers, these documents provide court-admissible financial assessments with multiple scenario variables to support legal negotiations and financial settlements.
Bespoke Private Client Service
Tailored mortgage solutions for clients borrowing over 250,000, featuring extended access to advisers, private bank relationships, and dedicated administrative support. This premium service includes home visits within 15 miles of Witney and specialist assistance with complex lending structures and high-value property transactions.
First Time Buyer
Specialised guidance for first-time purchasers navigating their initial property acquisition. We simplify the mortgage process with clear explanations of options, assistance with government schemes, and comprehensive support through every stage from initial application to completion of purchase.
People
Laura Lamb
Mortgage Adviser
Experienced mortgage adviser with over 15 years in the industry, specialising in complex mortgage solutions and private client services. Recognised for exceptional client support through numerous positive reviews.
Julie French
Mortgage Adviser
Senior mortgage adviser offering expert guidance on first-time purchases and remortgaging, known for thorough explanations and responsive client communication based on 15+ years' experience.
Questions
What mortgage services do you offer?
We provide comprehensive mortgage advice including first-time buyer mortgages, remortgages, buy-to-let properties, second homes, and specialist mortgage capacity reports for divorce proceedings.
Are your mortgage advisers qualified?
Yes, all three of our mortgage advisers hold full qualifications with over 15 years' industry experience each, regulated under Financial Conduct Authority guidelines.
What areas do you cover?
We primarily serve clients across Oxfordshire from our Witney office, with capacity to assist clients nationwide through remote consultations.
How much do your services cost?
Standard mortgage advice is free for loans over £180,000. Loans under this amount incur a £150 fee, while adverse credit cases cost £350 and premium services £595.
Can you help with complex mortgage requirements?
Our Bespoke Private Client Service caters specifically to complex needs, offering access to private banks, tailored administrative support, and specialist lending structures.
