Business Details
We have been providing expert mortgage guidance since our incorporation in 2011. Our team specialises in sourcing suitable mortgages from across the whole market for residential and buy-to-let purchases. We hold particular expertise in arranging larger loan facilities that require complex underwriting. As an appointed representative of PRIMIS Mortgage Network, we adhere to strict Financial Conduct Authority regulatory standards. We charge a transparent broker fee of 235 on application and 160 upon mortgage offer issuance. Our advice process ensures we recommend only mortgages that align with your affordability and long-term needs.
We do not advise on products available directly from lenders, maintaining our independent market perspective. We understand that personal circumstances change and we prioritise building lasting relationships based on trust. Our commitment extends to protection insurance including life cover, critical illness and income protection. We serve clients primarily across Oxfordshire from our Kidlington office with a focus on clear communication. Every client receives personalised attention to navigate the mortgage minefield with confidence and clarity.
We do not advise on products available directly from lenders, maintaining our independent market perspective. We understand that personal circumstances change and we prioritise building lasting relationships based on trust. Our commitment extends to protection insurance including life cover, critical illness and income protection. We serve clients primarily across Oxfordshire from our Kidlington office with a focus on clear communication. Every client receives personalised attention to navigate the mortgage minefield with confidence and clarity.
Highlights and features
- We have operated as appointed representatives since 2011.
- We specialise in complex larger loan mortgage arrangements.
- We charge transparent fixed fees of 235 and 160.
- We build lasting client relationships based on mutual trust.
- We provide whole-of-market mortgage and protection insurance advice.
Services
Residential Mortgages
We source residential mortgages from across the whole market to match your affordability and needs. Our advice ensures the recommended mortgage suits your circumstances and long-term financial stability. A transparent fee of 235 on application and 160 on offer applies to all residential cases.
Buy-to-Let Mortgages
We arrange buy-to-let mortgages from a comprehensive panel of lenders for property investors. Most buy-to-let products fall outside Financial Conduct Authority regulation, so we highlight key risks. Our fixed fee structure of 235 and 160 ensures cost clarity throughout the process.
Larger Loans
We specialise in securing larger loan facilities that require complex underwriting and bespoke solutions. Our whole-of-market access enables us to negotiate terms for high-value residential and investment borrowing. The same transparent fee schedule of 235 on application and 160 on offer applies.
Life Cover
We advise on life cover policies to protect your family's financial future against unexpected loss. Our protection recommendations are carefully tailored to your specific mortgage liabilities and personal circumstances. This service complements our mortgage advice to provide comprehensive long-term financial security.
Critical Illness Cover
We arrange critical illness cover to provide a lump sum upon diagnosis of specified serious conditions. This protection ensures your mortgage repayments remain manageable during health crises and recovery periods. Our advice integrates this cover with your overall mortgage and protection strategy.
