Business Details
Your Trusted Mortgage Brokers in Aylesbury
At Mortgage Desk, we have built a reputation as an independent mortgage brokerage with decades of experience serving clients across the UK. Our team specialises in providing tailored mortgage solutions for diverse client groups, including IT contractors, expats, self-employed individuals, and limited company owners. We pride ourselves on our client-centric approach, offering unbiased advice and access to a wide range of mortgage products from multiple lenders. Our commitment extends beyond traditional office hours, ensuring clients receive support when it suits their schedules.With expertise in navigating complex financial scenarios, we deliver personalised guidance to help clients achieve their property aspirations. Our services also encompass comprehensive protection solutions, including life assurance and income cover, to safeguard clients' financial futures. As an authorised and regulated firm by the Financial Conduct Authority, we uphold the highest standards of integrity and professionalism in every transaction.
Services
Mortgage Advice
Protection Services
IT Contractor Mortgages
Expat Mortgages
Self-Employed Mortgages
Limited Company Mortgages
Income Protection
Critical Illness Cover
Highlights and features
- We offer decades of experience in mortgage advisory services across complex client scenarios.
- Our team provides tailored mortgage solutions for non-standard employment and business structures.
- We operate with FCA-authorised professionalism and transparent financial guidance.
- Our flexible service model accommodates client needs beyond traditional office hours.
- We combine mortgage expertise with comprehensive protection services for holistic financial planning.
Associations and certifications
- Financial Conduct Authority
What people say
Trusted advisors
Exceptional service
Navigating complexities with ease
Personal touch in digital world
Knowledgeable and client-focused
Services
Mortgage Advice
Our mortgage advisory service specialises in complex cases including IT contractors, expats, and self-employed individuals. We provide access to diverse lender products while maintaining independent, client-focused guidance. With expertise in non-standard income verification, we help clients secure competitive mortgage rates tailored to their unique financial situations.
Protection Services
We offer comprehensive protection solutions including income protection, critical illness cover, and family income benefit. Our services safeguard clients against financial hardship through tailored insurance products. These solutions protect mortgages, replace lost income, and ensure family financial security in unforeseen circumstances.
IT Contractor Mortgages
Specialist mortgage solutions for IT contractors with variable income structures. We work with lenders understanding contract-based earnings, enabling clients to secure mortgages using day rates rather than traditional payslips. This service addresses unique employment patterns in the technology sector.
Expat Mortgages
Mortgage solutions for UK expatriates seeking property investments or future residences. Our expertise covers international income verification and lender requirements for overseas applicants. We facilitate competitive mortgage arrangements for clients living and working abroad.
Self-Employed Mortgages
Tailored mortgage arrangements for self-employed individuals and business owners. We address challenges with non-traditional income verification, working with specialist lenders to secure financing based on business financials and cash flow patterns.
People
John Cox
Founder
With extensive finance industry experience, John established Mortgage Desk to provide independent mortgage solutions. He expanded into insurance brokering after recognising clients' holistic financial needs, maintaining a focus on personalised service delivery.
Jackie Forster
Operations Manager
A former banking professional with over a decade at Mortgage Desk, Jackie ensures operational excellence across services. She transitioned from Office Manager to lead insurance operations, maintaining high service standards during business expansion.
Josh Munt
Account Executive
Certified insurance professional with CII qualifications, Josh brings multinational brokerage experience to client account management. He specialises in financial and insurance solutions, currently pursuing advanced industry certifications.
Ellen Gilpin
Account Executive
Holding both CII certification and business management qualifications, Ellen manages new business and renewals. With prior City brokerage experience, she provides expert insurance and mortgage advice to residential and commercial clients.
James Green
Claims Handler
James manages insurance claims processes with expertise in policyholder support. His role ensures efficient resolution of protection claims while maintaining compliance with regulatory standards for client financial security.
Questions
What mortgage types do you specialise in?
We specialise in mortgages for IT contractors, expats, self-employed individuals, limited companies, seafarers, and zero-hour contract workers, alongside standard residential mortgages.
Do you help non-standard employment cases?
Yes, we specialise in complex cases including contract-based income, self-employment, and international work arrangements, working with lenders understanding these financial profiles.
Are your services regulated?
Yes, we operate as a trading style of J R Cox, authorised and regulated by the Financial Conduct Authority under registration number 305402.
What protection services do you offer?
We provide income protection, critical illness cover, family income benefit, mortgage protection, private healthcare, and group life cover solutions tailored to individual needs.
How do you tailor mortgage solutions?
We assess individual financial circumstances, employment structures, and property goals to recommend mortgage products from our panel of specialist lenders, ensuring appropriate matches.
