Business Details
21 Years
experience
Trusted Mortgage Advisers in Epping
We are Jigsaw Money Management, a fiercely independent and family-owned financial advisory firm dedicated to guiding clients through life's financial milestones with care and expertise. With over 25 years of experience, we specialise in mortgages, equity release, and life protection services, prioritising transparency, honesty, and client-centric solutions. Our team of qualified advisers delivers tailored financial strategies, ensuring clients receive clear, jargon-free guidance. As an authorised and regulated entity by the Financial Conduct Authority, we uphold the highest standards of professionalism and compliance. Our commitment extends beyond transactions, offering ongoing support and lifelong advisory relationships.We serve homeowners across the UK, simplifying complex financial processes while maintaining a personal touch. Our track record of 3,188 completed mortgages and 2,134 families protected demonstrates our reliability and expertise. We operate with integrity, ensuring all client interactions align with regulatory requirements and ethical standards. Our services cater to first-time buyers, home movers, and retirees, addressing diverse financial needs. By combining industry knowledge with personalised service, we aim to build secure financial futures for every client we serve.
Services
Mortgage Advice
Equity Release
Life Protection
Buy-to-Let Mortgages
Commercial Mortgages
Details
- Year established: 2005
Highlights and features
- We offer 25+ years of mortgage advisory experience
- Our team provides personalised, jargon-free financial guidance
- We maintain FCA authorisation for regulatory compliance
- Our track record includes 3,188 completed mortgage cases
- We offer lifelong advisory relationships beyond single transactions
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic experience
Stress-free process
Expert financial guidance
Hassle-free mortgage arrangement
Highly recommended service
Services
Mortgage Advice
We provide comprehensive mortgage advisory services tailored to individual financial circumstances. Our FCA-regulated advisers help first-time buyers, home movers, and investors secure competitive mortgage products. With access to the entire market, we simplify the application process while ensuring affordability assessments meet regulatory standards.
Equity Release
Our equity release specialists help homeowners over 55 access tax-free cash from their property. We offer lifetime mortgages, retirement interest-only options, and hybrid solutions with transparent terms. The process includes detailed affordability checks and inheritance impact assessments to ensure informed decision-making.
Life Protection
We provide life insurance, critical illness cover, and income protection policies to safeguard families against financial hardship. Our protection packages consider mortgage commitments, family needs, and long-term care requirements. Policies are tailored through detailed risk assessments and regular coverage reviews.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage solutions for property investors with varying portfolio sizes. We assess rental income viability, loan-to-value ratios, and exit strategies to secure competitive rates. Our service includes stress-testing against interest rate fluctuations and void period scenarios.
Commercial Mortgages
Tailored commercial mortgage arrangements for business premises acquisition or refinancing. We evaluate business financials, property valuations, and sector-specific risks to secure appropriate financing. Solutions accommodate diverse property types including offices, warehouses, and retail spaces.
People
Mark Horsfall
Director & Adviser
With over 25 years in financial services, Mark leads our advisory team. He specialises in complex mortgage structures and later-life financial planning. His expertise ensures clients receive compliant, tailored solutions while maintaining regulatory standards.
Rebecca Horsfall
Administration Manager
Rebecca manages client documentation and regulatory compliance processes. Her organisational skills ensure smooth case progression through mortgage and protection applications while maintaining data protection standards.
Peter May
Mortgage Adviser
Peter specialises in first-time buyer mortgages and residential remortgaging. With 15 years' experience, he provides clear guidance on product selection and affordability assessments while maintaining FCA compliance.
Charlotte Blundell
Mortgage Adviser
Charlotte focuses on equity release and later-life financial planning. She provides clear explanations of lifetime mortgage options while ensuring clients understand inheritance implications and alternative solutions.
Ralph Black
Commercial Broker
Ralph arranges commercial mortgages for business premises. His sector knowledge covers office, retail, and industrial property financing. He structures deals considering business cashflow and long-term property investment strategies.
Questions
What mortgage types do you offer?
We provide first-time buyer, remortgage, buy-to-let, commercial, and second charge mortgages tailored to individual circumstances.
Do you offer equity release advice?
Yes, we specialise in lifetime mortgages, retirement interest-only products, and hybrid equity release solutions for over-55s.
Are your services regulated?
We are authorised and regulated by the Financial Conduct Authority for mortgage and protection advice.
How do protection policies work?
Our life insurance, critical illness, and income protection policies safeguard families against financial hardship from unforeseen circumstances.
Can I get commercial property financing?
Yes, we arrange commercial mortgages for business premises with tailored terms matching property and business requirements.
What areas do you serve?
We operate nationwide from our Coopersale office, serving clients across England and Wales with virtual consultations.
