Business Details
37 Years
experience
Expert Mortgage and Protection Advisers in Reading
Established in 1989, our team of highly qualified mortgage and protection advisers has served Berkshire, North Hampshire, and South Oxfordshire for over three decades. As associate members of the Society for Mortgage Professionals, we combine technical expertise with a client-centric approach, offering impartial advice tailored to individual needs. Our advisers hold full qualifications in mortgage brokering and protection policies, ensuring comprehensive guidance through complex financial decisions. With evening appointments available and a one-point contact system, we prioritise continuity of care and exceptional customer service. Our exclusive mortgage products, unavailable on the high street, reflect our deep industry relationships and commitment to securing optimal solutions.Backed by 150+ five-star Google reviews and A+ broker ratings, we maintain transparency through clear fee structures (standard 249, with potential additional charges up to 551) and regulatory compliance under the Financial Conduct Authority. Our team's combined experience exceeds 40 years, with directors like Craig Power (20+ years in the business) and Luke Spires (specialising in first-time buyer mortgages) delivering consistent, reliable service. We demonstrate authoritativeness through our long-standing community involvement, supporting local charities like No5 and Swings and Smiles, while maintaining strict adherence to UK regulatory standards.
Services
Mortgage Advice
Protection Policies
Life Assurance
Critical Illness Cover
Income Protection
Buy to Let Mortgages
Remortgage Services
First Time Buyer Mortgages
Adverse Credit Mortgages
Landlord Insurance
Details
- Year established: 1989
Highlights and features
- 150+ five-star Google reviews demonstrating consistent service quality
- Fully qualified advisers with over 40 years combined mortgage experience
- Exclusive mortgage products unavailable on the high street
- Evening appointments available for client convenience
- Transparent fee structure with clear pricing information
Associations and certifications
- Society for Mortgage Professionals (SMP)
- Financial Conduct Authority (FCA)
What people say
Friendly, professional, extremely knowledgeable
Fantastic service
Excellent service every step
Highly recommended
Absolute pleasure working with
Services
Mortgage Advice
We provide comprehensive mortgage advice covering first-time purchases, remortgaging, buy-to-let, and adverse credit scenarios. Our FCA-regulated advisers access exclusive products unavailable on the high street, offering tailored solutions through a single point of contact. With over 30 years' experience and 150+ five-star reviews, we ensure transparent fee structures and evening appointment availability to accommodate client needs.
Protection Policies
Our protection services include life assurance, critical illness cover, and income protection policies. Advisers help clients navigate complex options to find appropriate coverage, explaining policy details and ensuring adequate financial safeguards. We maintain transparency about premium requirements and coverage limitations, with policies referred to third-party providers when necessary.
Buy to Let Mortgages
Specialist buy-to-let mortgage advice caters to property investors seeking competitive rates and suitable terms. We access exclusive products through our industry relationships, providing guidance on landlord-specific requirements and tax implications. Our experienced team supports clients through application processes, leveraging 30+ years' market knowledge to secure optimal investment solutions.
Remortgage Services
Our remortgage specialists help clients secure better rates and terms on existing mortgages. We analyse current deals, assess eligibility for new products, and manage the transition process. Recent clients have saved significant amounts through our proactive rate monitoring, with advisers maintaining communication throughout the entire remortgaging journey.
First Time Buyer Mortgages
Tailored support for first-time buyers navigating property purchases. We explain mortgage options, assist with deposit requirements, and guide clients through application processes. Advisers provide clear explanations of financial commitments, with recent clients praising our patient approach during complex transactions involving volatile interest rates and pandemic-related challenges.
People
Craig Power
Director
With over 20 years' experience, Craig joined in 2003 and became director in 2015. He specialises in complex mortgage cases and maintains client relationships through regular communication and competitive rate negotiations.
Luke Spires
Mortgage Advisor
A mortgage adviser since 2015, Luke joined in 2021. He focuses on first-time buyer mortgages, providing accessible support and maintaining availability for client consultations.
Michelle Helmore
Office Manager
Office manager since 2008, Michelle oversees administrative operations and database management. She ensures smooth office functioning while balancing family commitments and personal interests.
Lisa Brown
Para-planner
Lisa has supported mortgage advisers since joining in 2015. She provides back-office research assistance while managing family responsibilities and personal baking interests.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let, adverse credit mortgages, and exclusive products unavailable on the high street.
Are you regulated by financial authorities?
Yes, we're an appointed representative of PRIMIS Mortgage Network, regulated by the Financial Conduct Authority.
What protection policies can you advise on?
We offer life assurance, critical illness cover, income protection, and landlord insurance policies through third-party providers.
Do you charge additional fees?
Our standard fee is £249, with potential additional charges up to £551 for complex cases or insufficient lender remuneration.
Do you offer evening appointments?
Yes, we provide evening appointments to accommodate client schedules outside regular business hours.
