Business Details
16 Years
experience
Trusted Mortgage Advisers in Wokingham
Worthington Finance has been providing impartial mortgage advice since the early 1990s, combining over 25 years of industry experience with a client-centric approach. Our team of fully qualified advisors specialises in navigating the complexities of the mortgage market, offering access to a comprehensive range of lenders and products. We prioritise transparency, confidentiality, and tailored solutions, ensuring clients secure the most suitable deals for their unique circumstances. With a strong reputation for sound advice and a 70% repeat business rate, we pride ourselves on building long-term relationships grounded in trust and expertise.Our services span first-time buyer guidance, remortgaging, buy-to-let financing, and specialist mortgages for renovations or second properties. As an Appointed Representative of Cornerstone Finance Group Ltd, authorised and regulated by the Financial Conduct Authority, we uphold the highest standards of professionalism and regulatory compliance.
Services
Mortgage Advisory
Remortgaging
First Time Buyers
Buy to Let
Second Property
Renovation Mortgages
Details
- Year established: 2010
Highlights and features
- We have over 25 years of experience in mortgage markets.
- We offer access to 1,000+ mortgage products.
- 70% of our business is repeat clients.
- We are regulated by the Financial Conduct Authority.
- We provide personalised mortgage solutions for complex needs.
Associations and certifications
- Financial Conduct Authority
What people say
Best advice
Timely manner
Extensive knowledge
Stress-free process
Loyal support
Services
Mortgage Advisory
Our impartial mortgage advisory service leverages over 25 years of market expertise to help clients navigate complex financing options. We analyse individual financial circumstances, credit histories, and property goals to identify optimal mortgage products from a network of 1,000+ lenders. With a focus on transparency and long-term suitability, we provide clear comparisons of rates, terms, and associated costs to ensure informed decision-making.
Remortgaging
Our remortgaging specialists help clients evaluate exit fees, new rate benefits, and long-term savings potential. We simplify the transition process by managing lender negotiations, paperwork, and timeline coordination. With access to exclusive deals and introductory offers, we ensure clients secure competitive rates aligned with current market conditions while minimising disruption to their financial plans.
First Time Buyers
We guide first-time buyers through every stage of property acquisition, from initial affordability assessments to final mortgage approvals. Our service includes explaining Help to Buy schemes, coordinating with solicitors and surveyors, and demystifying the array of available products. We prioritise educational support to build client confidence in making their first major financial commitment.
Buy to Let
Our buy-to-let expertise focuses on maximising rental income potential while meeting lender criteria. We connect clients with specialist lenders offering competitive rates for property investors, considering both personal financial circumstances and projected rental yields. Our advice incorporates tax implications, portfolio growth strategies, and regulatory compliance requirements.
Renovation Mortgages
We specialise in arranging financing for property renovations and conversions, working with lenders that accommodate non-standard projects. Our service includes structuring phased funding aligned with renovation timelines and connecting clients with specialist providers experienced in barn conversions, major refurbishments, and self-build projects.
People
Simon Worthington
Director
With a career spanning 25+ years in property finance, Simon has built Worthington Finance on principles of honesty and exceptional client service. His extensive market knowledge and commitment to impartial advice have fostered a loyal client base that regularly returns for mortgage solutions across multiple life stages.
Questions
Why use a mortgage adviser instead of going direct to lenders?
We provide access to 1,000+ mortgage products, including exclusive deals unavailable directly from lenders. Our impartial advice ensures tailored solutions across multiple lenders rather than limited options from single institutions.
What documents are needed for a mortgage application?
We require proof of identity, address, income (payslips/P60s), bank statements, and SA302s for self-employed applicants. Additional documents may include marriage certificates or deposit proof.
How much does your mortgage advisory service cost?
Our fee is £249 per client for discovery work and submission, plus commission from lenders. This covers comprehensive product analysis and application management.
Do you offer support for specialist mortgage requirements?
Yes, we specialise in renovation mortgages, buy-to-let financing, and complex cases involving self-employed income or adverse credit histories through our network of specialist lenders.
Are your mortgage services regulated?
We operate as an Appointed Representative of Cornerstone Finance Group Ltd, authorised and regulated by the Financial Conduct Authority, ensuring compliance with strict professional standards.
How do you handle client confidentiality?
We maintain strict confidentiality through secure data handling practices. Client information is shared only with relevant third parties for application purposes, with explicit consent.
