Business Details
Your Trusted Mortgage Brokers in Grimsby
Established as a trusted mortgage advisory firm, we specialise in providing tailored mortgage solutions to clients across Grimsby, Cleethorpes, and surrounding areas. With over two decades of combined experience, our team of fully qualified mortgage advisers delivers impartial advice through a comprehensive range of products from more than 50 lenders. We prioritise face-to-face consultations, offering flexible appointments including evenings and weekends to accommodate client needs. Our commitment to transparency ensures clients receive clear, jargon-free guidance throughout the mortgage process, from initial application to completion.Backed by professional qualifications including the Certificate in Mortgage Advice and Practice (CeMAP), we maintain strong partnerships with major lenders such as Santander, Nationwide, and Virgin Money. Our fee structure remains competitive, with typical charges starting at 150 upon application and 300 upon mortgage offer. As an Appointed Representative of The Right Mortgage Ltd, we operate under the Financial Conduct Authority's regulatory framework, ensuring the highest standards of service and compliance.
Services
First Time Buyer Mortgages
Remortgages
Buy To Let Mortgages
Mortgage Advice
Life Insurance
Critical Illness Cover
Income Protection
Landlord Insurance
Home Insurance
Let To Buy Mortgages
Highlights and features
- Fully qualified mortgage advisers with CeMAP certification
- Appointed Representative of FCA-authorised The Right Mortgage Ltd
- Access to exclusive mortgage products from 50+ lenders
- Flexible evening and weekend appointments available
- Transparent fee structure with competitive pricing
Associations and certifications
- Financial Conduct Authority (FCA)
Services
First Time Buyer Mortgages
Tailored mortgage solutions for first-time buyers navigating their initial property purchase. We simplify the process through comprehensive lender access and personalised guidance. Our advisers help clients understand eligibility criteria, deposit requirements, and government schemes while maintaining transparent fee structures.
Remortgages
Expert remortgaging services to help clients secure better rates or release equity. We analyse market options to find optimal refinancing solutions. Our process includes assessing current mortgage terms, credit profiles, and long-term financial goals while coordinating with solicitors and lenders.
Buy To Let Mortgages
Specialist buy-to-let mortgage advice for property investors. We connect clients with lenders offering competitive rates for rental properties. Our service covers portfolio management, tax implications, and regulatory requirements while providing access to exclusive broker-only products.
Mortgage Advice
Comprehensive mortgage advisory services covering all property financing needs. We offer impartial guidance through 50+ lender options with flexible home visits available. Our advisers maintain CeMAP qualifications and provide transparent fee structures while handling all administrative coordination.
Life Insurance
Independent life insurance quotations tailored to individual protection needs. We access providers unavailable through comparison sites, offering flexible policy options. Our service includes risk assessment, coverage recommendations, and ongoing policy reviews to ensure continued suitability.
People
Alan Young
Managing Director / Mortgage & Insurance Broker
With over 20 years in financial services, Alan established Personal Touch Mortgages after roles at Co-operative Insurance and Alliance & Leicester. He specialises in mortgage and insurance brokering, providing local expertise to Grimsby residents while maintaining CeMAP qualifications.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, remortgages, buy-to-let, and let-to-buy mortgages, working with over 50 lenders to find suitable solutions.
Are your mortgage advisers qualified?
All our advisers hold the Certificate in Mortgage Advice and Practice (CeMAP) and operate under FCA-authorised regulation.
What fees apply to your mortgage services?
Our typical fees are £99–150 upon application and £300 upon mortgage offer, with exact amounts determined by individual circumstances.
Do you offer insurance products?
Yes, we provide life insurance, critical illness cover, income protection, landlord insurance, and home insurance through specialist providers.
Can you help with bad credit mortgages?
We work with specialist lenders like MBS Lending and Together to assist clients with adverse credit histories.
