Business Details
Trusted Mortgage Brokers in Lincolnshire
Canon Independent M S has been providing impartial mortgage advice for over two decades, combining extensive market knowledge with a client-centric approach. Our team of qualified advisors specialises in creating tailored mortgage and protection solutions, prioritising individual client needs through comprehensive consultations. Based in Louth, Lincolnshire, we serve communities across Grimsby, Cleethorpes, Market Rasen, and Mablethorpe, offering flexible appointments at client premises or our office. Regulated by the Financial Conduct Authority, we maintain rigorous compliance standards while delivering transparent, jargon-free guidance. Our expertise spans residential and commercial mortgages, first-time buyer schemes, shared ownership, and overseas property financing.We also provide life insurance, critical illness cover, and income protection advice to ensure holistic financial security. With a commitment to ongoing professional development, our advisors stay abreast of market changes to deliver current, relevant solutions. Our Data Protection Act registration (ZB565287) underscores our dedication to client confidentiality. As an appointed representative of TMG Direct Limited (FCA 786245), we combine independent advice with institutional reliability. Our 20-year track record demonstrates consistent delivery of value-driven mortgage strategies that align with clients' long-term financial objectives.
Services
Mortgages
Life Protection
Home Insurance
Commercial Property Mortgages
First Time Buyer Mortgages
Highlights and features
- We have over 20 years of experience in mortgage advisory services
- Our advisors provide FCA-regulated, impartial mortgage solutions
- We offer home or workplace consultations for client convenience
- Our team delivers tailored mortgage packages for unique circumstances
- We serve local communities across Lincolnshire with regional expertise
Associations and certifications
- Financial Conduct Authority
- Data Protection Act 1998
Services
Mortgages
We provide comprehensive mortgage solutions for residential and commercial properties. Our FCA-regulated advisors help clients secure competitive rates for first-time purchases, remortgaging, shared ownership, and investment properties. With access to the entire market, we tailor mortgage packages to individual financial circumstances and long-term goals.
Life Protection
Our independent protection advisors offer life insurance, critical illness cover, and income protection plans. We assess individual needs to recommend policies that provide financial security for dependants, ensuring mortgage repayments and living expenses are covered in unforeseen circumstances while maintaining strict policy compliance.
Commercial Mortgages
We specialise in commercial property financing for businesses seeking premises acquisition or investment. Our advisors navigate complex lending criteria to secure competitive rates for office spaces, retail units, and industrial properties, offering tailored repayment structures aligned with business cashflow requirements.
First Time Buyer Mortgages
Our dedicated first-time buyer service explains Help to Buy schemes, shared ownership options, and government incentives. We simplify the mortgage process with clear guidance on deposit requirements, affordability assessments, and suitable loan-to-value ratios to help new buyers enter the property market confidently.
Home Insurance
We offer building and contents insurance solutions to protect residential properties. Our advisors compare policies across providers to find appropriate coverage levels for property value, location-specific risks, and personal possessions while ensuring compliance with mortgage lender requirements.
Questions
What mortgage types do you offer?
We provide residential, commercial, first-time buyer, shared ownership, and overseas property mortgages. Our advisors also arrange buy-to-let financing and specialist loans for self-employed individuals.
Which areas do you cover?
We serve Louth, Grimsby, Cleethorpes, Market Rasen, and Mablethorpe. Our Lincolnshire-based team offers home visits across these locations for client convenience.
How are you regulated?
We operate under Financial Conduct Authority regulation (Firm Reference Number 207076) as an appointed representative of TMG Direct Limited (FCA 786245), ensuring compliance with strict financial standards.
Do you offer home visits?
Yes, we provide consultations at client homes or workplaces in Lincolnshire. This service allows us to understand clients' circumstances better while offering flexible appointment times.
What protection plans are available?
We offer life insurance, critical illness cover, income protection, and redundancy insurance. Our advisors recommend appropriate coverage levels to protect mortgages and family financial security.
