Business Details
27 Years
experience
Expert Mortgage Brokers in Hull
Established in 1999, Millennium Mortgages has grown from its origins in Beverley to become a trusted mortgage brokerage serving clients across the UK. Our team of fully qualified advisers, including founder Mark Thurman with over 30 years' experience, specialises in delivering tailored mortgage solutions for first-time buyers, home movers, landlords, and those with complex financial circumstances. As an appointed representative of PRIMIS Mortgage Network, authorised and regulated by the Financial Conduct Authority, we combine regulatory compliance with a personal service approach. Our advisers leverage access to over 10,000 mortgage products, including exclusive deals unavailable to the public, while maintaining complete transparency about fees ranging from 199 to 999. With physical hubs in Hull, Huddersfield, Wakefield, and Beverley, we utilise modern technologies like video conferencing to serve clients nationwide.Our commitment to continuity ensures the same dedicated broker supports clients from initial consultation through to mortgage completion. Co-owner Mike Plaster has expanded our digital capabilities since joining in 2020, while administrator Lee Brewster ensures seamless ongoing support for existing customers. We prioritise thorough market analysis over lender ties, offer flexible service delivery methods, and handle all application paperwork to reduce client burden. Our expertise extends to specialist mortgages for self-employed individuals, later-life lending, bad credit scenarios, and holiday let properties. We operate under strict ethical guidelines, including not committing clients to applications involving added fees without explicit consent.
Services
First Time Buyer
Remortgaging
Buy To Let
Self-Employed Mortgages
Later Life Lending
Bad Credit Mortgages
Bridging Loans
Holiday Let Mortgages
Specialist Mortgages
Details
- Year established: 1999
Highlights and features
- We are FCA-authorised mortgage specialists with 25+ years' industry experience
- Our advisers have access to 10,000+ mortgage products including exclusive deals
- We provide continuous support from initial consultation to mortgage completion
- We offer flexible service delivery through in-person, phone, or video appointments
- Our fee structure is transparent with no hidden charges
Associations and certifications
- Financial Conduct Authority
What people say
Amazing to work with
Stress-free process
Consummate professional
Master of all things mortgages
Highly recommend
Services
First Time Buyer
We specialise in guiding first-time buyers through the mortgage process with tailored advice and access to exclusive deals. Our advisers explain all options clearly, from government schemes to standard residential mortgages. With expertise in navigating deposit requirements and affordability criteria, we help new buyers secure their first home with confidence.
Remortgaging
Our remortgaging service helps homeowners find better rates and terms when their current deal ends. We analyse the entire market to identify optimal refinancing opportunities, considering factors like changed circumstances or equity growth. We handle all paperwork to ensure smooth transitions between lenders without disrupting clients' lives.
Buy To Let
We provide specialist advice for property investors seeking buy-to-let mortgages, whether starting a portfolio or expanding existing holdings. Our team understands the unique criteria for investment properties, including limited company structures and portfolio landlord considerations. We access competitive rates tailored to rental income potential and investor experience.
Self-Employed Mortgages
Our experts assist self-employed individuals with mortgage applications, understanding the challenges of proving income through accounts or tax returns. We work with lenders that specialise in self-employed cases, ensuring appropriate assessment of affordability while demonstrating how business financials meet lending criteria.
Bridging Loans
We arrange bridging loans for clients needing temporary financing solutions, such as property chain breaks or auction purchases. Our advisers identify appropriate short-term lenders while ensuring clients understand the exit strategies required for these higher-cost products. We prioritise clear communication about risks and repayment timelines.
People
Mark Thurman
Founder & Mortgage and Protection Adviser
With over 30 years' experience since 1991, Mark established Millennium Mortgages in 1999 to provide Hull residents with ethical mortgage advice. He specialises in complex cases and maintains hands-on client involvement throughout the mortgage process.
Mike Plaster
Mortgage and Protection Adviser
Joining in 2020, Mike brings five years' specialist protection advice experience. He has enhanced the company's digital capabilities, implementing modern communication tools while maintaining focus on personalised mortgage solutions.
Andrea Storey
Mortgage and Protection Adviser
Andrea joined in 2024, transferring 25 years' construction sector data analysis expertise. Her housing market insights enhance our ability to advise clients on property investment decisions and mortgage suitability.
Lee Brewster
Administrator
Lee has managed customer reviews and mortgage renewals since 2008. His organisational role ensures timely follow-ups and smooth administrative processes for both existing and new clients throughout their mortgage journey.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let, self-employed mortgages, later-life lending, bad credit solutions, bridging loans, and holiday let mortgages.
Are your mortgage advisers qualified?
All our advisers are fully qualified professionals with extensive industry experience, including specialists in complex mortgage scenarios and regulatory compliance.
How much do your services cost?
Our fees range from £199 to £999, with typical costs at £399. We provide full fee transparency before starting any work and won't exceed agreed limits without consent.
Can you help with bad credit mortgages?
Yes, we specialise in helping clients with adverse credit histories. Our advisers can assess your eligibility and identify lenders willing to consider your specific circumstances.
Do you operate outside Hull?
While based in Hull, we serve clients across the UK through video consultations and have physical offices in Huddersfield, Wakefield, and Beverley.
Are your mortgage recommendations independent?
Yes, we're not tied to any lenders and provide impartial advice. Our recommendations consider 10,000+ products to find the best solution for your individual needs.
