Business Details
Expert Mortgage and Financial Advisers in Scunthorpe
Riach Financial is dedicated to building meaningful, long-term relationships with clients through understanding, knowledge, and a commitment to progress. Our approach combines proactive financial planning with personalized consultation, ensuring solutions tailored to individual aspirations. With a team of qualified advisors, we provide expert guidance in mortgages, protection, and home insurance, prioritizing transparency and client empowerment.Our services are underpinned by regulatory compliance and a focus on navigating financial complexities with clarity. We operate across multiple UK locations, offering flexible appointments to accommodate client needs while maintaining a customer-centric ethos.
Services
Mortgages
Protection Plans
Home Insurance
Financial Planning
Insurance Services
Highlights and features
- We offer impartial mortgage advice from FCA-regulated professionals
- Our team has access to a comprehensive range of market products
- Personalized financial planning tailored to individual circumstances
- Flexible appointment times to suit client schedules
- Proven track record with 5-star client testimonials
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Expert guidance
Personalized service
Competitive rates
Flexible appointments
Clear communication
Services
Mortgage Advice
We provide impartial mortgage advice tailored to individual circumstances, covering first-time purchases, remortgaging, and buy-to-let properties. Our FCA-regulated advisors search the entire market to find competitive rates and suitable terms. Clients receive clear documentation and ongoing support throughout the mortgage process.
Protection Plans
Our protection services include life insurance, critical illness cover, and income protection tailored to safeguard families against financial hardship. Policies are designed to provide tax-free lump sums or regular income in case of illness, disability, or death. We help clients understand coverage options that align with their mortgage and family needs.
Home Insurance
We offer comprehensive home insurance solutions covering buildings and contents for homeowners and tenants. Policies protect against risks like fire, flood, and theft, with optional add-ons for accidental damage. Our advisors help clients select appropriate coverage levels to meet mortgage requirements and personal circumstances.
Financial Planning
Our financial planning services focus on long-term wealth management and life goals through strategic mortgage and insurance solutions. We create personalized plans considering clients' current situations and future aspirations. The process includes regular reviews to ensure ongoing alignment with changing circumstances.
Insurance Services
We provide specialist insurance advice including family income benefit and critical illness plans. Our services help mitigate financial risks associated with unexpected life events. Advisors explain policy terms clearly to ensure clients understand coverage limitations and claim processes.
People
Bob Riach
Mortgage Advisor
Bob Riach is an experienced mortgage advisor with a proven track record in securing competitive rates for clients. He specializes in first-time buyer mortgages and remortgaging, offering flexible appointment times. His approach focuses on clear communication and finding tailored solutions that meet individual financial circumstances.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let properties, and specialist mortgage solutions tailored to individual circumstances.
Are you regulated by the Financial Conduct Authority?
Yes, we are an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA Register No 966934).
What protection products do you offer?
We provide life insurance, critical illness cover, income protection, and family income benefit plans to safeguard against financial hardship.
How do you help clients choose insurance policies?
Our advisors explain policy terms clearly and recommend coverage options that align with your mortgage requirements and family needs.
What are your office hours?
Our Scunthorpe office is open Monday-Friday 07:00-17:30 and Saturday 09:00-12:30. We also offer virtual consultations.
Can you help with home insurance requirements?
Yes, we offer buildings and contents insurance solutions that meet mortgage lender requirements while providing comprehensive property protection.
