Business Details
Trusted Financial Advisers in Dover, Kent
Lancaster-Hill Investment Management is a family-run firm of financial advisers based in Dover, UK, with over two decades of combined experience in providing tailored financial solutions. Our approach prioritises understanding clients' unique needs through comprehensive reviews, enabling us to formulate long-term strategies that address personal and business financial goals. We offer independent advice across a broad spectrum of services, including investment planning, retirement strategies, and tax-efficient solutions, supported by a commitment to transparency in fees and regulatory compliance.Our team combines deep industry expertise with a client-centric ethos, ensuring recommendations align with individual circumstances while adhering to rigorous professional standards. Regular reviews and clear communication form the cornerstone of our service, fostering trust and long-term partnerships with clients seeking expert guidance in navigating financial complexities.
Services
Financial Planning
Mortgages
Pensions
Taxation
Unit Trusts
Life Assurance
Health Insurance
Investment Bonds
ISAs
Estate Planning
Highlights and features
- We offer over 20 years of experience in personalised financial planning
- Our team holds certified expertise in investment and retirement strategies
- We provide transparent fee structures with no hidden charges
- Our family-run business maintains a client-first approach since establishment
- We deliver comprehensive solutions across 10+ financial service categories
Associations and certifications
- Financial Conduct Authority
What people say
Professional expertise
Personalised approach
Transparent communication
Long-term commitment
Regulatory compliance
Services
Financial Planning
Our financial planning service creates tailored roadmaps to achieve personal and business financial goals. We conduct comprehensive reviews of current financial positions, risk profiles, and future aspirations to develop strategic plans covering investment management, retirement preparation, and tax-efficient wealth preservation. With regular reviews and adaptive strategies, we ensure clients maintain financial stability through changing market conditions while working towards long-term objectives.
Mortgage Advice
We provide expert guidance across all mortgage types including fixed-rate, tracker, and buy-to-let options. Our independent status allows access to the full market, ensuring clients receive suitable solutions matching their financial circumstances. We explain complex mortgage features clearly, help with affordability assessments, and support remortgaging strategies to optimise borrowing costs while maintaining compliance with FCA regulations.
Pension Planning
Our pension planning service covers workplace schemes, self-invested personal pensions (SIPPs), and executive pension plans. We specialise in consolidating existing pensions, optimising tax benefits, and creating sustainable income strategies for retirement. With expertise in navigating changing pension legislation, we help clients maximise their retirement funds while ensuring compliance with regulatory requirements and risk management principles.
Taxation Strategy
We offer strategic advice on capital gains tax, income tax, and inheritance tax mitigation within regulatory frameworks. Our approach focuses on legitimate tax-efficient structures using ISAs, trusts, and charitable giving while maintaining full compliance with HMRC requirements. We help clients understand complex tax implications of investments and estate planning to preserve wealth across generations.
Investment Management
Our investment management service creates diversified portfolios aligned with clients' risk tolerance and financial goals. We offer access to unit trusts, OEICs, and offshore funds while maintaining rigorous risk assessment processes. Regular portfolio reviews ensure investments remain aligned with market conditions and client objectives, with transparent reporting on performance and fee structures.
People
Michael Hillary
Partner
With over 25 years' experience in financial services, Michael Hillary specialises in investment strategy and retirement planning. He holds advanced qualifications in pension transfers and tax-efficient investments, bringing technical expertise to client relationships while maintaining a focus on long-term financial security.
Joanne Hillary
Partner
Joanne Hillary combines technical proficiency in mortgage strategy with a client-focused approach to financial planning. Her expertise in regulatory compliance and investment products ensures clients receive balanced advice across all service areas, supported by her active role in ongoing client relationship management.
Questions
What financial services do you specialise in?
We specialise in financial planning, pensions, mortgages, tax-efficient investments, life assurance, and health insurance solutions tailored to individual and business needs.
Are you regulated by the Financial Conduct Authority?
Yes, we are an appointed representative of 2plan Wealth Management Ltd, which is authorised and regulated by the Financial Conduct Authority (reference number 181211).
How do you charge for your services?
Our fees depend on the service type and individual circumstances, with all charges disclosed transparently in writing before any work commences.
Do you offer online investment monitoring?
Yes, we provide access to multiple platforms including Transact, Novia, and Hargreaves Lansdown for real-time portfolio tracking and management.
What areas do you cover?
While based in Dover, Kent, we serve clients nationwide with local expertise in regional financial markets and investment opportunities.
How often do you review financial plans?
We recommend annual reviews but offer more frequent check-ins to adapt to changing circumstances or market conditions as needed.
