Business Details
12 Years
experience
Your Trusted Financial Advisers in Whitstable
Established in 2014, we are a local family-run financial advisory firm serving clients across Kent from our Whitstable office. Our approach prioritises client needs through transparent, jargon-free advice tailored to individual circumstances. With over 25 years of combined experience in financial services, our team of qualified advisers specialises in pensions, mortgages, equity release, and protection planning.We operate under strict ethical guidelines, maintaining FCA authorisation through Rosemount Financial Solutions while delivering value-based pricing rather than corporate fixed fees. Our commitment to community extends to supporting local causes involving children and vulnerable individuals, reflecting our belief that ethical practice builds lasting client relationships.
Services
Financial Planning
Mortgage Advice
Pensions
Equity Release
Protection
Details
- Year established: 2014
Highlights and features
- We offer 25+ years of local financial advisory experience in Kent
- Our team holds FCA-regulated qualifications including R04 and CeMap certifications
- Family-run business with transparent, value-based pricing
- Ethical approach prioritising client interests over corporate profits
- Free initial no-obligation consultations for all services
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Knowledgeable advisers
Stress-free process
Personalised approach
Prompt communication
Services
Financial Planning
Our financial planning service helps clients navigate long-term investment strategies, tax-efficient savings, and retirement planning. We focus on creating tailored solutions that align with your life goals and risk tolerance. With access to a wide range of products and FCA-regulated expertise, we ensure your financial future remains secure while maintaining complete transparency about costs and potential risks.
Mortgage Advice
Specialist mortgage advisory service covering residential, buy-to-let, and complex lending scenarios. Our whole-of-market approach identifies suitable lenders while our FCA-regulated advisers guide you through the entire process. We provide ongoing support beyond completion, including remortgaging opportunities and protection planning to safeguard your property investment.
Equity Release
Tailored equity release solutions for homeowners seeking to unlock property value without relocation. Our in-house specialists explain all implications regarding inheritance and benefits, offering both lifetime mortgages and home reversion plans. We ensure clients understand how released funds might affect future care home fee assessments while exploring options for debt consolidation or family support.
Pensions
Comprehensive pension advice covering workplace schemes, personal pensions, and self-invested options. We help clients consolidate existing pots, navigate pension freedoms, and optimise tax efficiency. Our R04-qualified advisers explain complex options like drawdown strategies and annuity comparisons, ensuring your retirement plans align with current regulations and personal circumstances.
Protection
Personalised protection planning covering life insurance, critical illness cover, and income protection. We assess your specific needs to recommend appropriate coverage levels and policy structures. Our approach considers existing protections like employer benefits while identifying gaps that could impact dependants. We explain policy terms clearly, ensuring you understand exclusions and claims processes.
People
Liam Nash
Independent Financial Adviser
Qualified in all financial planning areas since 2002, Liam founded Marble FP after working with Barclays and a wealth manager. He specialises in pension and tax planning while maintaining dementia-friendly advisory practices. His local knowledge spans Kent's property and investment markets.
Kerry Nash
Mortgage & Protection Adviser
With 25+ years in financial services, Kerry holds CeMap and Cefa qualifications. She specialises in complex mortgage cases and protection planning, previously working as a regional risk manager. Her expertise includes first-time buyer schemes and buy-to-let financing across Kent.
Ryan Davies
Independent Financial Adviser
Diploma-qualified adviser with 10+ years' experience, Ryan specialises in financial planning and paraplanning. He previously worked at NatWest and holds qualifications across all financial planning areas. His approach combines technical expertise with clear communication about investment risks and returns.
Robert Gardner
Mortgage Consultant
Former estate agency professional with specialist mortgage and protection advisory qualifications. Robert focuses on first-time buyer assistance and remortgaging solutions, combining local property market knowledge with lender-specific criteria expertise to secure competitive rates.
Pippa Weigh
Mortgage & Protection Adviser
25-year industry veteran with extensive mortgage broking experience, Pippa specialises in complex cases and protection planning. She previously worked at Halifax and nationwide estate agencies, winning awards for client service while maintaining a focus on ethical lending practices.
Questions
What financial services do you offer in Whitstable?
We provide mortgage advice, pension planning, equity release, investment guidance, and protection services tailored to Kent residents' needs.
How does your financial advisory process work?
We begin with a free consultation to understand your goals, followed by tailored recommendations using whole-of-market research and transparent cost explanations.
Are you regulated by financial authorities?
Yes, we operate under FCA authorisation through Rosemount Financial Solutions (reference 535515) with advisers holding relevant industry qualifications.
Do you offer home visits for financial advice?
Yes, we provide face-to-face consultations at your home, office, or our Whitstable premises to ensure comfortable, personalised advisory sessions.
How can equity release affect my inheritance?
Equity release reduces your estate's value, potentially impacting inheritance. We explain all implications including effects on means-tested benefits before proceeding.
What mortgage options exist for first-time buyers?
We help first-time buyers access Help to Buy schemes, shared ownership options, and competitive fixed-rate mortgages with appropriate protection planning.
