Your Next Mortgage Made Simple
At Smarter Mortgages, we are a dedicated team of experienced mortgage brokers who are passionate about helping our clients achieve their homeownership dreams. With over 20 years of experience, we have built a reputation for providing exceptional service and expert advice to individuals and families seeking to purchase or refinance a property.
Our Services
As a specialist mortgage brokerage, we offer a wide range of services designed to help our clients navigate the complexities of the mortgage market. Whether you're a first-time buyer, a seasoned homeowner, or an investor looking to expand your property portfolio, we can help.
Mortgage Services
- First-Time Buyers: We understand the challenges faced by first-time buyers, and we're here to help you overcome them. Our expert advisors will work closely with you to find the right mortgage solution to suit your needs and budget.
- Remortgagors: Whether you're looking to switch to a better deal, reduce your monthly repayments, or consolidate your debt, we can help you find the right remortgage solution.
- Home Movers: Moving house? We can help you navigate the mortgage process, ensuring a smooth and stress-free transition to your new property.
- Bad Credit Borrowers: We understand that bad credit doesn't have to mean you're unable to secure a mortgage. Our expert advisors will work with you to find a solution that suits your needs and credit profile.
- Help to Buy: We can help you take advantage of government-backed schemes, such as Help to Buy, to make homeownership more accessible.
- Shared Ownership: If you're looking to buy a property but struggle to afford the deposit or monthly repayments, we can help you explore shared ownership options.
Our Approach
At Smarter Mortgages, we pride ourselves on our personal approach to mortgage broking. We believe that every client is unique, with their own set of circumstances and goals. That's why we take the time to get to know you, understand your needs, and tailor our services to meet your individual requirements.
Our Team
Meet our team of experts, led by Richard Harris, a seasoned mortgage broker with over 20 years of experience. Our team includes Kayleigh Harris, Adam Makewell, and Jayne Harris, all of whom have extensive knowledge of the mortgage market and a passion for delivering exceptional customer service.
Why Choose Smarter Mortgages?
- Authorized and regulated by the Financial Conduct Authority
- Over 20 years of experience in the mortgage industry
- Dedicated team of experts with a deep understanding of the mortgage market
- Personalized service tailored to your individual needs
- Competitive rates and terms from a wide range of lenders
- Expert advice and guidance throughout the mortgage process
Excellent Service
Reviews highlight the exceptional service provided by Smarter Mortgages. Personalized Support is a key aspect of their service, with Kayleigh being mentioned as an exemplary example of a knowledgeable and attentive broker.
Key Strengths
- Knowledgeable Brokers: Kayleigh's expertise and guidance were instrumental in helping the reviewer re-mortgage.
- Attentive Service: Kayleigh was always available to answer questions and provide support throughout the process.
Overall Experience
The reviewer's experience with Smarter Mortgages was extremely positive, with Kayleigh's service being described as "AMAZING" and "FANTASTIC".
