Business Details
30 Years
experience
Expert Mortgage Advice in Bolton Since 1996
Established in 1996, Advanced Mortgage Solutions has built a reputation as a trusted provider of mortgage advice in Bolton and beyond. Our team combines over 100 years of collective experience in the financial industry, offering clients access to a wide range of mortgage products and tailored solutions. As a small family-run business, we prioritise quality service, transparency, and client satisfaction, ensuring all recommendations are suitable and affordable. Our advisers hold qualifications and industry experience from institutions like the Royal Bank of Scotland and legal sector specialisations, enhancing our ability to guide clients through complex processes.Regulated by the Financial Conduct Authority, we adhere to strict standards of conduct, providing clear, jargon-free advice while maintaining a commitment to treating customers fairly. With a focus on long-term relationships, we support clients through every stage of their mortgage journey, from initial consultation to completion.
Services
Mortgage Advice
First Time Buyers
Re-Mortgages
Buy to Let
Right To Buy
Secured Loans
Commercial Mortgages
Life Assurance
Income Protection
Mortgage Calculations
Details
- Year established: 1996
Highlights and features
- FCA-regulated mortgage advice ensuring compliance and client protection
- Over 100 years combined experience in mortgage and financial services
- Transparent fee structure with clear upfront pricing
- Local expertise serving Bolton, Lancashire, and nationwide clients
- Personalised service focused on individual client needs and affordability
Associations and certifications
- Financial Conduct Authority
What people say
Excellent advice
Stress-free process
Professional service
Honest guidance
Quick completions
Services
Mortgage Advice
We provide comprehensive mortgage advice tailored to individual circumstances, including residential, buy-to-let, and commercial mortgages. Our FCA-regulated advisers assess affordability and suitability, ensuring clients access competitive rates. With decades of combined experience, we simplify complex processes while maintaining transparency in fees and terms.
First Time Buyers
Specialised support for first-time buyers navigating their initial property purchase. We explain options clearly, identify suitable products, and guide clients through legal and financial requirements. Our local market knowledge in Bolton and Lancashire helps secure favourable terms for new homeowners entering the market.
Buy to Let
Tailored solutions for property investors seeking buy-to-let mortgages. We connect clients with exclusive deals unavailable on the high street, considering rental income projections and long-term investment goals. Our advice covers tax implications and portfolio growth strategies.
Re-Mortgages
Expert guidance for homeowners seeking better rates or equity release. We analyse existing terms, compare market options, and facilitate seamless transitions while minimising penalties. Our process ensures clients optimise their mortgage arrangements for current financial objectives.
Secured Loans
Assistance with secured loan products leveraging property equity. We assess risk factors, repayment capacities, and loan-to-value ratios to recommend appropriate solutions for debt consolidation, home improvements, or major purchases.
People
Steven Lever
Mortgage and Protection Advisor
Qualified mortgage advisor specialising in conveyancing and property law. Brings legal sector expertise to simplify mortgage processes, ensuring clients understand legal stages post-offer. Focuses on clear communication and client education.
Tony Wadsworth
Mortgage Adviser
Experienced adviser since 1997, previously with Royal Bank of Scotland. Specialises in complex cases and builds trust through patient, thorough guidance. Recognised in client testimonials for exceptional support during challenging mortgage applications.
Questions
What mortgage products do you offer?
We provide residential, buy-to-let, commercial, remortgage, right-to-buy, and secured loan options tailored to individual needs.
Are your fees transparent?
Yes. We charge £395 for residential and £495 for buy-to-let mortgages, with upfront disclosure of all costs.
Are you regulated by the FCA?
Yes. We operate under FCA regulation (ref: 301163), ensuring compliance with financial conduct standards for consumer protection.
How do you help first-time buyers?
We explain options clearly, identify suitable products, and guide clients through legal and financial requirements with patience and expertise.
Do you serve areas outside Bolton?
Yes. While based in Bolton, we assist clients across Lancashire, Greater Manchester, and nationwide through remote consultations.
