Business Details
Your Trusted Mortgage & Insurance Advisors in Wisbech
MortgageAbility was established to provide impartial, unbiased financial advice with a focus on securing the best possible deals for clients. Our team combines over 30 years of combined experience in financial services with in-depth knowledge of the property market to offer tailored mortgage and insurance solutions. We specialise in guiding clients through the entire mortgage process, from initial consultation to completion, while ensuring transparency and affordability. Our services include access to thousands of mortgage deals, including exclusive schemes unavailable on the high street, and comprehensive insurance products to protect clients' investments.We prioritise personal service over automated systems, building long-term relationships by understanding individual needs. Our team handles all paperwork and liaises with estate agents, surveyors, and solicitors to ensure a hassle-free experience. With a commitment to local expertise and customer-centric values, we aim to simplify complex financial processes for both first-time buyers and experienced investors.
Services
Mortgages
Insurance
Life Insurance
Critical Illness Cover
Income Protection
Building Insurance
Remortgages
Buy to Let
Debt Consolidation
Adverse Credit Lending
Highlights and features
- We offer free initial advice with no obligation quotes.
- Our team has extensive local property market knowledge.
- We provide personal service, not automated comparisons.
- We access 1000s of mortgage deals including exclusive schemes.
- We handle all paperwork and liaise with third parties.
Associations and certifications
- Financial Conduct Authority
Services
Mortgages
We provide tailored mortgage solutions for first-time buyers, home movers, and investors. Our services include access to thousands of deals, including exclusive schemes unavailable on the high street. With expert guidance through every step, we ensure affordability and transparency while negotiating on your behalf.
Life Insurance
Our life insurance policies protect loved ones financially in the event of your passing. We help clients select appropriate coverage levels and terms, ensuring peace of mind for families. Our impartial advice considers individual circumstances and long-term financial commitments.
Critical Illness Cover
This service offers financial security if diagnosed with a serious illness. We guide clients through policy options, explaining coverage nuances and exclusions. Our expertise ensures clients select appropriate protection based on personal health history and family needs.
Income Protection
We provide income replacement solutions for illness or injury preventing work. Our policies ensure ongoing financial commitments are met during difficult periods. We tailor coverage durations and payment structures to individual employment situations and risk profiles.
Building and Contents Insurance
We offer comprehensive home insurance solutions covering property structures and contents. Our policies protect against common risks while offering optional add-ons for specific needs. We ensure adequate coverage levels based on property value and client circumstances.
People
Amanda Marshall
Mortgage & Protection Advisor
Amanda provides expert mortgage and protection advice, leveraging her extensive industry experience to find suitable solutions for clients. She prioritises clear communication and thorough understanding of client needs to deliver optimal outcomes.
Rhian Mills
Mortgage & Protection Advisor
Rhian specialises in mortgage and insurance solutions, combining technical knowledge with client-focused service. She ensures clients understand their options while navigating complex financial products with confidence and clarity.
Gino Livoti
Mortgage & Protection Advisor
Gino offers tailored mortgage and protection advice, focusing on long-term financial planning. His approach combines market expertise with personalised guidance to help clients achieve their property and security goals efficiently.
Adam Ryan
Mortgage Administrator
Adam manages mortgage administration processes, ensuring smooth transactions through meticulous documentation handling. His organisational skills support advisors in delivering timely, efficient service to clients throughout the mortgage journey.
Emma Wuttke
Mortgage Administrator
Emma provides essential administrative support for mortgage transactions, maintaining accurate records and facilitating communication between clients and advisors. Her attention to detail contributes to the firm's efficient, client-focused service delivery.
Questions
What mortgage options do you offer for first-time buyers?
We provide access to thousands of mortgage deals including Help to Buy schemes, Shared Ownership, and Right to Buy options specifically tailored for first-time buyers.
How do you help clients with adverse credit histories?
We work with specialist lenders offering adverse credit mortgages, assessing individual circumstances to find suitable options while providing guidance on improving creditworthiness.
What insurance products should I consider with a mortgage?
We recommend life insurance, critical illness cover, and income protection to safeguard your mortgage payments, along with building and contents insurance for property protection.
Do you offer remortgaging services?
Yes, we help clients remortgage to better rates, consolidate debts, or release equity, leveraging our access to exclusive deals and market expertise.
How do you support self-employed clients?
We have specialist mortgage products for self-employed individuals, agency workers, and contractors, with flexible income verification processes to accommodate non-traditional employment situations.
