Business Details
Your Trusted Mortgage Broker in Buckinghamshire
Chiltern Mortgage Advisors was established to deliver exceptional mortgage broking services across Buckinghamshire and adjacent regions. With extensive industry experience, we simplify the mortgage process by leveraging our market knowledge and contacts to secure the best deals for clients. Our team of FCA-registered experts provides tailored advice in plain English, ensuring transparency and clarity throughout the application journey. We stay abreast of evolving mortgage rates, lending criteria, and legislation to offer informed guidance.Most lenders cover our costs, making our expertise accessible without additional fees. We pride ourselves on delivering a personal, end-to-end service, available via in-person meetings or remote consultations, with advisors dedicated to representing clients throughout the process. Our commitment to quality has earned us positive testimonials from clients who value our professionalism, local expertise, and successful outcomes.
Services
Property Purchase
Remortgage
Buy to Let
Bridging Loans
Adverse Credit
Private Bank Lending
Highlights and features
- We are FCA-registered mortgage experts with years of local market experience.
- Our advisors provide clear, tailored advice in plain English.
- We charge a straightforward 395 administration fee for standard applications.
- We offer a personal service with home or office visit options.
- We have specialist knowledge of private bank lending and adverse credit solutions.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Professional service
Local expertise
Successful mortgage arrangements
Efficient process
Dedicated support
Services
Property Purchase
We guide first-time buyers and property investors through the mortgage process. Our FCA-registered advisors assess your financial situation and recommend competitive rates tailored to your needs. With access to multiple lenders, we negotiate terms that align with your long-term goals while explaining potential risks and benefits.
Remortgage
We review existing mortgage deals to identify better rates or terms. Our analysis considers early repayment charges and market conditions to determine if switching providers offers genuine savings. Clients receive clear comparisons between current and potential arrangements, including long-term financial implications.
Buy to Let
Specialist advice for property investors focusing on rental income viability. We assess affordability based on projected rents versus mortgage payments, helping clients navigate stricter lender criteria. Our service includes stress-testing against potential void periods and interest rate fluctuations to ensure sustainable investments.
Bridging Loans
Temporary financing solutions for property chain gaps. We explain interest rate structures, exit strategies, and associated risks while comparing lenders offering competitive terms. Our guidance ensures clients understand repayment timelines and potential consequences of delayed property sales.
Private Bank Lending
Tailored mortgage solutions for high-net-worth individuals with complex financial profiles. We connect clients to specialist lenders offering flexible terms for cash-rich applicants. Our expertise includes structuring applications that demonstrate asset-backed affordability without traditional income verification.
Questions
What mortgage services do you offer?
We provide property purchase mortgages, remortgaging, buy-to-let financing, bridging loans, adverse credit solutions, and private bank lending tailored to individual circumstances.
How much do your services cost?
Standard mortgage applications incur a £395 administration fee. Complex cases may require higher charges, which we discuss upfront before proceeding with your application.
How do you find competitive mortgage rates?
We access multiple lenders and use our market contacts to negotiate rates based on your specific financial profile and borrowing requirements.
Can you help with poor credit history?
Yes, we work with lenders specialising in adverse credit mortgages, offering solutions for missed payments or previous financial difficulties.
Do you offer in-person consultations?
We provide flexible meetings at our Beaconsfield office or your home/office, with advisors available throughout the entire mortgage application process.
