Stead Mortgages

At Stead Mortgages, we are dedicated to providing a friendly, jargon-free, and impartial mortgage service. With over 15 years of experience in the mortgage industry, we understand the importance of finding the right financial product for your needs. Our expert and qualified mortgage consultants are adept at navigating the whole market, scouring thousands of products to find the best deal for your circumstances.

First Time Buyer Mortgages

Buying your first home is a significant financial commitment, and the choice of mortgages can be overwhelming. That's why we're here to support and advise you every step of the way. Our team can save you hours of shopping around for a first-time buyer package and help you access mortgages with deposits from as little as 5%. We understand that this is a significant milestone in your life, and we're here to guide you through the process with ease.

Remortgages

Thinking of remortgaging? We're here to help you decide whether it will pay to switch. Our team can navigate the choices on your behalf and find the best solution for your circumstances. Whether you're looking to secure a better interest rate, need greater repayment flexibility, or require help with restructuring your finances, we're here to help. With our extensive knowledge and expertise, we can ensure that you find the right deal for your situation.

Commercial Mortgages

Commercial mortgages are arranged by introduction only. We provide a referral service to four of the UK's leading commercial mortgage specialists. Our expertise in finding the right team can help bring the purchase of that office, shop, restaurant, pub, industrial unit, care home, dental practice, farm, hotel, bed and breakfast, investment, or Buy to Let property one step closer.

What Our Customers Say

We know that the economic climate can be worrying, and committing to long-term borrowing can feel daunting, no matter how many times you've been through the process. That's why we work hard to ensure that you have a positive experience as you take this big step. Our team of experts is dedicated to providing you with a hassle-free and stress-free service, ensuring that you feel supported every step of the way.

How We Can Help

At Stead Mortgages, we pride ourselves on providing personal, professional mortgage advice, financial products tailored to your needs, and solutions that meet your current and future requirements. With over 15 years of experience, our team has the knowledge and expertise to help you make the right choice for your mortgage and protection needs. We also offer an unrestricted range of first-charge mortgages.

Your Home May Be Repossessed

If You Do Not Keep Up Repayments On Your Mortgage. Please Note: There will be a fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be 649.

About Stead Mortgages

I'm Kevin Stead, a whole-of-market mortgage broker with over 15 years of experience in helping clients buy, remortgage, and protect their homes. I'm CeMAP qualified, which is the industry-wide, benchmark qualification for mortgage advisers, so you can be assured that you're in expert hands. As an impartial mortgage broker, I'm not tied to particular lenders, and I'm in a position to share my in-depth knowledge of first-charge mortgages (which, in plain English, is a normal mortgage). I'm here to recommend those mortgage products that best suit your particular needs.

When to Seek Advice

The short answer to this question is: whenever you need a helping hand with owning your home, your commercial property, or your Buy to Let property. Here at Stead Mortgages, we understand how important it is to have the right information every step of the way when:

• Buying a house for the first time
• Looking to move home
• Considering a Buy to Let purchase
• Requiring new or further premises for your business
• When you need to remortgage

By seeking professional help from us, you'll benefit from:

• A check of your finances to ensure you can afford a mortgage
• Access to lender deals that are exclusive to mortgage advisers and not otherwise available
• Thorough and quick completion of paperwork to help speed up the application process
• Help to understand all of the costs and features of the mortgage deal - looking beyond the interest rate
• Reassurance that we only recommend suitable mortgages and those that you are likely to get

Get in Touch

Please note that your home may be repossessed if you do not keep up repayments on your mortgage. We are unable to provide advice on secured loans, bridging finance, or commercial lending but if you require advice in any of these areas, we can put you in touch with a specialist firm.