Business Details
Expert Mortgage Advisers in Derry
Derry Mortgage Centre is a premier mortgage advisory firm based in Derry, Northern Ireland, offering tailored financial solutions to clients across the region. With over a decade of experience, we specialise in whole-of-market mortgage advice, insurance products, and pension planning, ensuring clients receive impartial guidance suited to their unique circumstances. Our team maintains strong relationships with major lenders, enabling us to secure competitive rates and streamline the application process from initial consultation to completion. We prioritise flexibility, offering daytime, evening, and home appointments to accommodate busy schedules.Recognised for our expertise in first-time buyer schemes, buy-to-let mortgages, and re-mortgaging, we provide transparent advice with no hidden fees. Our commitment to client satisfaction is reflected in our five-star reviews, where customers consistently praise our professionalism, responsiveness, and ability to demystify complex financial processes. As an appointed representative of Quilter Mortgage Planning Limited, we adhere to rigorous regulatory standards set by the Financial Conduct Authority, ensuring the highest levels of trust and accountability.
Services
Mortgage Advice
Insurance Products
Pension Planning
Buy-to-Let Mortgages
Re-mortgaging
First-Time Buyer Schemes
Co-Ownership Schemes
Income Protection
Life Insurance
Critical Illness Cover
Highlights and features
- We offer free initial consultations with no obligation.
- Our whole-of-market approach ensures access to competitive mortgage rates.
- Experienced in first-time buyer and buy-to-let schemes.
- Flexible appointment times including evenings and home visits.
- Recognised for exceptional client satisfaction in five-star reviews.
Associations and certifications
- Financial Conduct Authority
What people say
Phenomenal service
Smooth process
Expert knowledge
Always available
Highly recommended
Services
Mortgage Advice
We provide impartial mortgage advice tailored to individual circumstances, covering first-time purchases, re-mortgaging, and buy-to-let investments. Our whole-of-market approach ensures access to competitive rates from major lenders. Clients benefit from expert guidance through every stage of the application process.
Insurance Products
Our insurance services include life cover, critical illness protection, and income protection tailored to mortgage holders. Policies are designed to safeguard financial security for families and businesses. We offer bespoke solutions aligned with individual risk profiles and long-term goals.
Pension Planning
We specialise in pension planning to prepare clients for retirement, including personal and stakeholder pensions. Our advice covers tax-efficient strategies and inheritance planning. Services are tailored to workplace auto-enrolment schemes and self-employed individuals' needs.
Buy-to-Let Mortgages
Our buy-to-let expertise includes sourcing competitive mortgages for rental properties, including limited company structures. We assess loans based on rental income projections and offer specialist advice for portfolio landlords across Northern Ireland and Britain.
Co-Ownership Schemes
We facilitate co-ownership housing association schemes enabling lower-income applicants to purchase properties with minimal deposits. This service bridges the gap between renting and homeownership through shared equity arrangements with housing associations.
People
Neil Allan
Mortgage Adviser
Neil Allan has over 15 years' experience in mortgage advisory services across Northern Ireland. Recognised for his expertise in complex mortgage solutions, he specialises in first-time buyer schemes and buy-to-let financing. Clients consistently praise his transparent, client-focused approach.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, buy-to-let, re-mortgaging, and co-ownership schemes. Our whole-of-market approach covers all major lenders across Northern Ireland.
Do you offer free initial consultations?
Yes, we provide free, no-obligation initial consultations to discuss your mortgage requirements and recommend suitable solutions tailored to your circumstances.
Can you help with buy-to-let mortgages?
Yes, we specialise in buy-to-let mortgages, including limited company structures. Our expertise covers portfolio lending and sourcing competitive rates based on rental income projections.
Are your services regulated?
Yes, we are regulated by the Financial Conduct Authority as appointed representatives of Quilter Mortgage Planning Limited.
Do you offer insurance products?
Yes, we provide life insurance, critical illness cover, and income protection policies designed to complement mortgage arrangements and protect financial security.
What areas do you cover?
We operate throughout Northern Ireland, with offices in Derry, Belfast, and Magherafelt, serving clients in both urban and rural locations.
