Dedicated Mortgage & Protection Specialists
Face to Face Financial Services is a team of experienced mortgage and protection specialists working across Cumbria and the North West. We are passionate about helping people navigate the complexities of the modern mortgage market and achieve their homeownership dreams.
Our Expertise
Our specialist advisors have access to a comprehensive panel of lenders, ensuring we can access the most competitive mortgage deals available on the market. We can help you with:
- First-time homebuyers: Guiding you through the entire process, from budgeting to securing your mortgage and beyond.
- Homemovers: Finding the right remortgage option to consolidate debt, release equity, or simply secure a better interest rate.
- Buy to Let: Maximizing your rental income and minimizing your financial risk.
- Commercial & Residential Mortgages: Bespoke solutions for all your property needs.
Personalized Approach & Unbiased Advice
We pride ourselves on offering personalized and unbiased advice, free from market manipulation or hidden agendas. We work for you, not the lenders. Our focus is on:
- Transparency: We clearly explain the terms and conditions of every mortgage offer.
- Accessibility: We make the process as streamlined and stress-free as possible.
- Communication: We keep you updated every step of the way and address any questions you have.
Beyond Mortgages: Tailored Protection Solutions
We understand that financial security extends beyond just your mortgage. That's why we offer a comprehensive range of protection solutions to safeguard your finances against unexpected events such as:
- Life insurance: Providing financial security for your dependents in the event of your death.
- Critical Illness cover: Support should you fall critically ill and are unable to work.
- Income protection: A safety net to maintain your income if you are unable to work due to illness or injury.
Partnering with you for Success
Face to Face Financial Services is dedicated to building lasting relationships with our clients. We take the time to understand your individual needs and goals, then work with you to find the most suitable solutions to achieve them. Contact us today and let us guide you on your path to financial security and homeownership.

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