Richard Jennings Mortgage Services

A Passion for Providing Bespoke Mortgage Solutions

Richard Jennings Mortgage Services is a highly respected mortgage brokerage based in Carlisle and Dumfries, dedicated to assisting clients throughout the entire mortgage journey. Founded on the principle of providing tailored solutions rather than a 'one-size-fits-all' approach, we have helped countless individuals and families secure their dream homes.

Understanding Your Unique Needs

Our experienced mortgage brokers take a personalized approach to understanding your unique financial situation. This involves a thorough review of your income, expenses, credit history, and any other financial commitments. By assessing your individual needs and aspirations, we can offer tailored recommendations on various mortgage options available to you.

Expertise Across Mortgages

We offer a comprehensive range of mortgage solutions, including:

• Fixed Rate Mortgages: Secure a predictable interest rate for the duration of your mortgage.
• Tracker Rate Mortgages: Enjoy competitive rates that track the Bank of England base rate.
• Offset Mortgages: Link your mortgage payments to a savings account for greater flexibility.
• Professional Mortgages: Access specialized advice for high-net-worth individuals.
• Self Employed Mortgages: Tailor-made solutions for individuals with limited credit history or self-employed income.

Dedicated to First-Time Buyers

We understand the unique challenges and anxieties associated with securing your first home. Our dedicated team provides comprehensive guidance throughout the entire process, making the experience stress-free and enjoyable.

Remortgage Solutions for Existing Homeowners

If you're seeking a better deal or require access to equity, our experienced brokers will guide you through the remortgage process, ensuring you secure the most favourable terms available.

Empowering Homebuyers

Our team can assist you with every step of the home-buying process, from initial mortgage application to securing the best possible deal. We also offer valuable guidance on breaking your existing mortgage without penalty and navigating potential charges.