Business Details
28 Years
experience
Expert Mortgage Brokers in Oxford
Mortgages Inc is a specialist mortgage brokerage and financial services provider based in Oxford. With over twenty-five years of industry experience, we deliver independent mortgage advice tailored to diverse client needs, including first-time buyers, portfolio landlords, and those seeking remortgaging solutions. Our services extend across Oxfordshire, Banbury, High Wycombe, Aylesbury, and throughout the UK. We offer a comprehensive suite of financial products including residential and buy-to-let mortgages, home insurance, life insurance, critical illness cover, and income protection. Our team collaborates with leading insurers such as Legal and General, Aviva, and Aegon to provide customized financial strategies.As an appointed representative of The Right Mortgage Limited, we operate under Financial Conduct Authority regulation for mortgage advice, ensuring transparency and adherence to professional standards. Our conveyancing services, though unregulated, are managed through trusted partners to facilitate seamless property transactions. We prioritize client education, offering detailed mortgage product comparisons and personalized guidance to help clients navigate complex financial decisions securely.
Services
Mortgage Advice
Home Insurance
Life Insurance
Conveyancing
Remortgaging
Details
- Year established: 1998
Highlights and features
- We have over 25 years of experience in mortgage advisory services.
- Our team provides independent advice tailored to individual financial circumstances.
- We collaborate with leading insurers including Aviva and Legal and General.
- We offer competitive mortgage rates through our access to multiple lenders.
- Our conveyancing services ensure seamless property transaction support.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Mortgages Inc offers independent mortgage advice tailored to first-time buyers, landlords, and remortgagers. We assess clients' financial circumstances to recommend competitive fixed, tracker, and offset mortgages. Our FCA-regulated service ensures transparent comparisons across multiple lenders.
Home Insurance
We provide comprehensive home insurance policies, including contents, buildings, and landlords' insurance. Partnering with insurers like Aviva and AIG, we create budget-friendly plans tailored to individual property risks and occupancy types across Oxfordshire.
Life Insurance
Our life insurance services include term assurance and critical illness cover. We offer unbiased advice to help clients select policies from providers such as Legal and General, ensuring financial security for families and mortgage protection.
Conveyancing
We facilitate residential conveyancing transactions through vetted legal partners. Our support covers sale/purchase comparison, land registration, and mortgage agreements, though this unregulated service operates via third-party firms for compliance.
Remortgaging
Specialised remortgaging solutions help homeowners access better rates without changing properties. We analyze equity positions and market offerings to secure competitive refinancing options, ensuring alignment with clients' long-term financial goals.
Questions
What mortgage options do you offer for first-time buyers?
We provide fixed, tracker, and offset mortgage options for first-time buyers, with tailored advice on government schemes and deposit requirements.
Are your mortgage advisors FCA regulated?
Yes, our mortgage advisors are FCA regulated through our affiliation with The Right Mortgage Limited, ensuring professional compliance standards.
What insurance providers do you work with?
We collaborate with leading providers including Aviva, Legal and General, Vitality, and Royal London to offer diverse life and home insurance products.
Is conveyancing included in your services?
Conveyancing is available via trusted third-party legal partners, though it remains unregulated and separate from our FCA-approved mortgage services.
What areas do you cover for in-person consultations?
We primarily serve Oxford, Banbury, and Aylesbury, with nationwide mortgage advisory services available remotely across the UK.
How do you ensure impartial mortgage advice?
We maintain independence by accessing products from multiple lenders, providing software-based comparisons to recommend suitability-matched mortgage packages.
