Business Details
31 Years
experience
Trusted Mortgage and Financial Advisers in Epsom
Mayfair Financial has been dedicated to providing tailored mortgage and protection solutions since 1995. Our team of fully qualified brokers combines decades of industry experience with a commitment to understanding each client's unique financial goals. We pride ourselves on offering impartial advice across a comprehensive range of products, ensuring clients receive solutions that perfectly align with their circumstances. With a focus on transparency and client education, we guide clients through every stage of the mortgage process while maintaining clear communication throughout.Our local presence in Epsom, coupled with extensive London market expertise, allows us to serve clients across the South East with the same personalised approach that has earned us numerous five-star reviews. As an Appointed Representative of PRIMIS Mortgage Network, we maintain the highest regulatory standards while delivering the flexibility of an independent advisory service.
Services
Mortgage Advice
Protection Planning
Buy-to-Let Mortgages
Remortgages
Commercial Mortgages
Contractor Mortgages
Self-Employed Mortgages
Income Protection
Critical Illness Cover
Life Insurance
Details
- Year established: 1995
Highlights and features
- Award-winning members of the First Complete Network since inception
- Fully qualified brokers using a wide range of mortgage products
- Proven track record serving Epsom and London clients for 30 years
- Transparent fee structure with broker fee only payable on completion
- Dedicated client support throughout the entire mortgage process
Associations and certifications
- Financial Conduct Authority
- First Complete Network
What people say
Excellent service
Pro-active and prompt
Superb company
Highly responsive
Transparent and upfront
Services
Mortgage Advice
Our mortgage advisory service provides comprehensive guidance across residential, buy-to-let, and commercial mortgages. With access to over 100 lenders, we specialise in finding competitive rates for first-time buyers, property investors, and complex cases including contractors and self-employed individuals. Our brokers handle the entire process from initial consultation to completion, coordinating with all relevant parties to ensure smooth transactions. Clients benefit from our market expertise and local knowledge of Epsom and London property markets.
Protection Planning
We offer tailored protection solutions including life insurance, critical illness cover, and income protection policies. Our advisers help clients safeguard their financial future against unexpected events through policies that protect against job loss, serious illness, or premature death. We work with leading providers to create packages that maintain family financial stability and cover mortgage obligations. Our approach considers evolving life circumstances to ensure ongoing policy relevance.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage solutions for property investors seeking portfolio growth. We access competitive rates from lenders specialising in investment properties, with expertise in navigating tax implications and regulatory requirements. Our service includes rental income assessment, stress testing, and portfolio management strategies. Clients benefit from our market knowledge spanning both London and Surrey property markets.
Remortgages
Expert remortgaging services to help clients secure better rates or release equity from their properties. We analyse existing mortgage terms to identify savings opportunities while considering early repayment charges. Our brokers manage the entire process, from product selection to legal formalities, ensuring seamless transitions. We specialise in complex cases including high-value properties and non-standard income arrangements.
Commercial Mortgages
Mortgage solutions for commercial property acquisitions including shops, offices, and industrial units. While commercial mortgages are referred through our network partners, we provide initial consultations to assess borrowing capacity and connect clients with specialist lenders. Our advisory service covers owner-occupier financing, investment property purchases, and portfolio refinancing with loan-to-value ratios up to 75%.
People
Barry Francis
Director and Financial Adviser
With 19 years at HSBC followed by 30 years in independent financial services, Barry established Mayfair Financial in 1995. He holds the Mortgage Advice Qualification from the Chartered Insurance Institute and specialises in complex mortgage planning for high-net-worth individuals.
Jamie Beer
Mortgage Adviser
Qualified since 2005 with expertise in sports professionals' mortgages and contractor financing. Jamie manages complex cases requiring detailed lender criteria analysis and has particular experience with City worker clients needing flexible mortgage solutions.
Darren Dawe
Completions Manager
Former retail business owner who joined Mayfair in 2018. Specialises in complex mortgage completions and portfolio management, combining banking experience with property market knowledge to resolve challenging cases.
Questions
What mortgage types do you specialise in?
We specialise in residential, buy-to-let, commercial, and specialist mortgages for contractors and self-employed individuals across Surrey and London.
How much is your mortgage broker fee?
Our standard broker fee is £397, payable only upon successful mortgage completion.
Are your mortgage advisers qualified?
All our advisers hold relevant qualifications including CeMAP and are regulated by the Financial Conduct Authority.
Do you offer protection insurance products?
Yes, we provide life insurance, critical illness cover, income protection, and family income benefit policies from leading providers.
Can you help with complex mortgage cases?
Yes, we specialise in complex cases including contractors, self-employed individuals, and high-value property transactions.
