Business Details
We launched Square Mile Mortgage Finance in 2000 with a team of professional brokers who began their careers at Savills Private Finance, the market leaders at that time. After a successful initial period, we became part of a trade sale in 2007 but ceased trading as a brokerage following the major decline in the investment and buy-to-let arena. In 2018, Steve Smith, an original owner, joined forces with his son George to return the company to its core values of residential purchases and remortgages. We are an award-winning mortgage brokerage that specialises in the residential market at all levels, priding ourselves on the relationships we hold with clients, lenders, and business partners. As an appointed representative of The Right Mortgage Limited, we are authorised and regulated by the Financial Conduct Authority, ensuring the highest professional standards. Our mission is to build personal relationships with every client, delivering a hassle-free experience that stands out in a competitive market.
The combination of our father-and-son leadership with our rigorous professionalism means we provide expert advice however intricate the case. We not only see our clients as business associates but frequently become trusted friends and sound boards for many different life aspects. Our typical fee for mortgage advice is 495 and will never exceed 1% of the amount borrowed, reflecting our commitment to transparency. We specialise in residential mortgages, second charge lending, and bridging finance, while referring commercial finance, later life lending, and independent financial advice to qualified regulated partners. With over two decades of combined experience since our original launch, we possess the specialised skills to solve complex mortgage challenges efficiently. Our dedication to client satisfaction drives every interaction, ensuring that your home financing journey is handled with the utmost care and expertise.
The combination of our father-and-son leadership with our rigorous professionalism means we provide expert advice however intricate the case. We not only see our clients as business associates but frequently become trusted friends and sound boards for many different life aspects. Our typical fee for mortgage advice is 495 and will never exceed 1% of the amount borrowed, reflecting our commitment to transparency. We specialise in residential mortgages, second charge lending, and bridging finance, while referring commercial finance, later life lending, and independent financial advice to qualified regulated partners. With over two decades of combined experience since our original launch, we possess the specialised skills to solve complex mortgage challenges efficiently. Our dedication to client satisfaction drives every interaction, ensuring that your home financing journey is handled with the utmost care and expertise.
Highlights and features
- We offer over 20 years of residential mortgage expertise.
- Our typical fee is 495, never exceeding 1% of borrowing.
- We are authorised and regulated by the Financial Conduct Authority.
- Our father-and-son team delivers personal, hassle-free service for complex cases.
- We maintain long-term client relationships, with many clients since 2013.
Services
Residential Mortgages
We arrange residential mortgages for homebuyers and homeowners seeking purchases or remortgages across the UK. Our brokers leverage over two decades of experience to secure competitive rates from a wide panel of lenders. Clients benefit from a transparent fee structure capped at 1% of the loan, ensuring cost certainty throughout the process.
Second Charge Lending
We facilitate second charge lending for clients requiring additional borrowing secured against their property. This service suits homeowners who wish to retain their existing mortgage while accessing equity for home improvements or debt consolidation. Our expertise ensures a streamlined application process with clear communication at every stage.
Bridging Finance
We provide bridging finance solutions for clients needing short-term funding to bridge property transactions. This service is ideal for property investors and developers requiring rapid capital deployment for auction purchases or renovation projects. Our team structures each facility with transparent terms, ensuring clients understand the costs and exit strategy from the outset.
