Business Details
Your Trusted Mortgage Broker in London & Essex
Mountview Financial Solutions is a trusted mortgage advisory firm serving London and Essex. Established with a commitment to transparency and client-focused service, we specialise in residential mortgages, buy-to-let financing, and protection insurance. Our FCA-regulated advisors combine in-depth market knowledge with tailored advice to help clients navigate complex mortgage products. With access to whole-of-market lenders, we prioritise finding competitive solutions aligned with individual financial circumstances.Our team's expertise extends to first-time buyers, remortgaging, and business protection planning, supported by a clear communication approach and no hidden fees. We maintain partnerships with leading financial institutions while upholding integrity in all client interactions.
Services
Mortgage Broker
First-Time Buyer
Remortgages
Buy to Let
Offset Mortgages
Mortgage Protection
Life Assurance
Income Protection
Critical Illness
Business Protection
Highlights and features
- FCA-regulated mortgage advisors with industry compliance expertise
- Access to whole-of-market mortgage products for competitive options
- Tailored advice based on individual financial circumstances
- Proven track record with first-time buyers and complex cases
- Transparent fee structure with no hidden costs
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Outstanding professionalism
Fantastic job
Highly recommend
Quick responsive
Services
First-Time Buyer Mortgages
Specialised mortgage solutions for first-time property purchasers. Our advisors guide clients through deposit requirements, affordability assessments, and lender selection. We provide access to competitive 95% LTV products while explaining associated risks and long-term implications.
Remortgage Services
Expert remortgaging assistance to secure better rates or release equity. We analyse existing mortgage terms, assess eligibility for new products, and manage the transition process while considering early repayment charges and potential savings.
Buy-to-Let Mortgages
Tailored financing solutions for property investors. Our service includes portfolio management advice, stress-testing for void periods, and access to specialist lenders offering competitive rates for residential and commercial investment properties.
Mortgage Protection
Comprehensive protection plans covering mortgage repayments in case of illness, unemployment, or death. We offer term assurance, critical illness cover, and income protection policies designed to safeguard both borrowers and their families.
Business Protection
Risk management solutions for businesses including key person insurance, shareholder protection, and partnership agreements. Our advisors create tax-efficient structures to ensure business continuity during unexpected events affecting ownership or critical personnel.
People
Ranjit Kumar Singh
Mortgage Advisor
Experienced mortgage advisor with specialist knowledge in first-time buyer schemes and complex lending criteria. Provides clear guidance on product selection while maintaining FCA compliance standards.
Questions
What mortgage types do you offer?
We provide first-time buyer, remortgage, buy-to-let, offset mortgages, and commercial property financing options through whole-of-market access.
How much can I borrow?
Borrowing capacity depends on income, outgoings, and credit history. Most lenders offer up to 4.5 times annual salary with proper affordability assessments.
Do you help self-employed applicants?
Yes, we specialise in self-employed mortgage applications, using SA302 forms and business accounts to demonstrate income stability to lenders.
What protection plans are available?
We offer mortgage life assurance, critical illness cover, income protection, and business-specific policies like key person insurance and shareholder protection.
Are there fees for your services?
We disclose all charges upfront. Some lenders pay us commission, but we always explain any client fees before proceeding with applications.
How long does mortgage approval take?
Decision in principle typically takes 24-48 hours, with full approval requiring 2-6 weeks depending on property valuation and documentation completeness.
