Business Details
Expert Mortgage Advice in Harlow
Genesis Financial Services Financial Services operates as a trading name of Genesis Financial Services Financial Services Mortgages Limited, a company registered in England with extensive expertise in mortgage and protection services. Established as an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited, we are authorised and regulated by the Financial Conduct Authority, ensuring compliance with the highest industry standards. Our team specialises in providing fee-free professional mortgage advice tailored to individual needs, offering access to a choice of 90 lenders. We support clients with purchase mortgages, remortgaging, buy-to-let investments, life assurance, and home insurance solutions. Our digital Home Buying App and suite of mortgage calculators empower customers to assess affordability, repayment plans, and stamp duty costs efficiently.With our office located at 3 High Street, Old Harlow, we serve clients across Essex and beyond, prioritising transparency and client education. We adhere to strict regulatory guidelines, ensuring all advice aligns with client financial goals while maintaining ethical practices. Our services are designed to simplify the mortgage process, offering personalised guidance from initial consultation to successful completion. We actively promote financial literacy through expert advice articles and tools like our Financial Risk Assessment, helping clients understand protection coverage gaps. Committed to continuous improvement, we utilise cookies and analytics to enhance user experience while maintaining data privacy in compliance with our cookie policy.
Services
Mortgage Advice
Remortgaging
Buy-to-Let
Life Assurance
Home Insurance
Highlights and features
- We offer fee-free professional mortgage advice tailored to individual needs.
- We provide access to a choice of 90 lenders for competitive mortgage deals.
- Our services are regulated by the Financial Conduct Authority for client protection.
- We offer digital tools like mortgage calculators and a Home Buying App for convenience.
- Our team specialises in purchase mortgages, remortgaging, and buy-to-let investments.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our mortgage advice service connects clients with tailored solutions across 90+ lenders. We specialise in purchase mortgages, remortgaging, and buy-to-let investments, offering fee-free guidance. Our digital tools, including mortgage calculators and the Home Buying App, help clients assess affordability and repayment plans efficiently. This service caters to first-time buyers and experienced property investors alike.
Life Assurance
Life assurance policies protect families financially in the event of a policyholder's death. We provide tailored coverage options to ensure loved ones can manage mortgage payments and living expenses. Our advisers review existing policies and recommend adjustments for life changes like marriage or childbirth, ensuring ongoing financial security for dependants.
Home Insurance
Home insurance solutions safeguard properties against risks like fire, theft, and weather damage. We offer comprehensive policies covering buildings and contents, with options to add protections like accidental damage. Our advisers help clients select appropriate coverage levels, ensuring properties in Harlow and Essex remain protected against unforeseen events.
Mortgage Calculators
Our mortgage calculators help clients estimate borrowing capacity, monthly repayments, and stamp duty costs. These digital tools include repayment calculators, borrowing amount estimators, and tax calculators for England, Scotland, and Wales. Designed for ease of use, they empower clients to make informed financial decisions before engaging with our advisory services.
Financial Risk Assessment
Financial risk assessments evaluate clients' protection coverage gaps for life, critical illness, and income protection. We offer provisional evaluations through our digital tool, followed by detailed reviews with advisers. This service ensures clients understand their financial vulnerabilities and have adequate safeguards against income loss or medical emergencies.
Questions
How do I find a mortgage through Genesis Financial Services Financial Services Financial Services?
Use our online mortgage finder tool to search thousands of deals, or contact our Harlow office for personalised advice from FCA-regulated advisers.
What mortgage types do you offer?
We provide purchase mortgages, remortgaging, buy-to-let investments, and specialist protection services like life assurance and home insurance.
Are your mortgage calculators free to use?
Yes, our mortgage calculators are free and help estimate borrowing capacity, monthly repayments, and stamp duty costs across the UK.
How is Genesis Financial Services Financial Services Financial Services regulated?
We operate under Mortgage Advice Bureau Limited, authorised and regulated by the Financial Conduct Authority for mortgage and protection services.
Can I get protection coverage advice?
Yes, our protection advisers review life assurance, critical illness, and income protection policies to ensure adequate financial safeguards for your family.
What areas do you serve?
While based in Harlow, Essex, we provide mortgage and financial advice services to clients nationwide through digital tools and remote consultations.
