Business Details
24 Years
experience
Trusted Mortgage Brokers in Stevenage
Independent Mortgage People is a whole-of-market mortgage brokerage established in 2002 as part of JLM Mortgage Services Ltd. We operate as an Appointed Representative of JLM Mortgage Network Ltd, regulated by the Financial Conduct Authority (FCA registration numbers 758712 and 300629). Our team of professionally qualified advisers combines expertise in financial services and estate agency to offer access to over 90 lenders and 25,000 mortgage schemes.We specialise in complex mortgages for high-net-worth individuals, self-build properties, and clients with non-standard income or credit histories. Our fee structure typically relies on lender commissions, with transparent charges for complex cases (595 flat fee or up to 1% of loan value). We serve clients nationwide through flexible communication channels including telephone, email, office visits, and home visits.
Services
Mortgage Advice
Remortgaging
Buy To Let
Equity Release
Insurance Reviews
Details
- Year established: 2002
Highlights and features
- Whole-of-market access to 90+ lenders and 25,000 mortgage schemes
- FCA-regulated with 20+ years industry experience
- Transparent fee structure with no typical upfront charges
- Specialists in complex mortgages for high-net-worth clients
- Flexible service delivery through telephone, office, and home visits
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Efficient service
Knowledgeable advisors
Prompt communication
Stress-free process
Personalised support
Services
Mortgage Advice
We provide impartial mortgage advice across 90+ lenders and 25,000 products. Our FCA-regulated advisors help clients with purchases, remortgaging, and buy-to-let financing. Specialising in complex cases including high-net-worth mortgages and non-standard income verification.
Equity Release
Specialist equity release schemes for homeowners aged 55+. Offering competitive rates with transparent advice on lifetime mortgages and home reversion plans. Flat fee of 595 applies to all equity release consultations.
Insurance Reviews
Comprehensive insurance reviews covering life cover, critical illness, mortgage payment protection, and property insurance. We compare multiple providers to ensure optimal coverage at competitive rates for both residential and buy-to-let portfolios.
Remortgaging
Expert remortgaging services to help clients secure better rates or release equity. We handle complex cases including adverse credit histories and self-employed income verification, with transparent fee structures.
Buy To Let
Specialist buy-to-let mortgage solutions for property investors. Offering competitive rates and tailored advice for portfolio landlords, including limited company mortgages and tax-efficient structuring options.
People
Lee Gribben
Mortgage Advisor
Lee Gribben is a professionally qualified mortgage advisor with extensive experience in residential and buy-to-let financing. Known for clear communication and successful complex case completions, Lee has received multiple client commendations for exceptional service.
Questions
What mortgage types do you offer?
We offer fixed rate, variable rate, tracker, offset, and equity release mortgages across 90+ lenders.
Are your services fee-free?
Most services are commission-funded, but complex cases may incur a £595 fee or 1% of loan value.
Do you operate nationwide?
Yes, we serve clients across the UK with local office support in Stevenage and surrounding areas.
What insurance products do you review?
We review life insurance, critical illness cover, mortgage payment protection, and property insurance policies.
Can you help with adverse credit mortgages?
Yes, we specialise in mortgages for clients with past credit issues and non-standard income situations.
