Business Details
17 Years
experience
Emergency
services
Your Trusted Mortgage Broker in Hull & Surrounding Areas
UK Moneyman Limited has been providing expert mortgage advice in Hull since 2009, offering a comprehensive range of services including first-time buyer mortgages, remortgaging, buy-to-let solutions, and equity release options. Our FCA-regulated team of advisors delivers tailored guidance seven days a week, combining extensive industry knowledge with a commitment to transparency and customer satisfaction.With over 798 five-star reviews, we pride ourselves on navigating complex mortgage scenarios, from self-employed applications to credit-challenged cases, while maintaining a 24/7 service approach that prioritises client needs.
Services
First Time Buyer Mortgages
Remortgage Advice
Buy to Let Mortgages
Equity Release
Self Employed Mortgages
Help to Buy Schemes
Right to Buy Mortgages
Shared Ownership Mortgages
Bridging Loans
Life Insurance
Details
- Year established: 2009
Highlights and features
- FCA-authorised advisors with 14 years of local expertise
- Access to 1000s of mortgage deals from high street and specialist lenders
- Award-winning customer service with 798 five-star reviews
- 24/7 availability for urgent mortgage inquiries
- Specialist support for complex cases including self-employed applicants
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Highly recommended
Stress-free process
Expert guidance
Always available
Services
First Time Buyer Mortgages
Specialist mortgage solutions for first-time property purchasers. Our advisors help navigate government schemes like Help to Buy and Shared Ownership while securing competitive rates. We provide budgeting guidance and agreement-in-principle documentation to strengthen property offers. Our service includes comprehensive affordability assessments and ongoing support through the entire purchasing process.
Remortgage Advice
Expert guidance for homeowners seeking better mortgage terms. We analyse current deals against thousands of market options to identify savings opportunities. Our service includes equity release for home improvements, debt consolidation, and bad credit remortgaging. We handle all administrative requirements while ensuring clients understand potential early repayment charges and new loan terms.
Buy to Let Mortgages
Tailored financing solutions for property investors. We access specialist lenders offering competitive rates for residential and commercial buy-to-let portfolios. Our advisors provide cashflow projections, stress-test scenarios, and tax-efficient structuring advice. We support both experienced landlords and first-time investors seeking portfolio diversification through property investments.
Equity Release
Specialist mortgage products for homeowners aged 55+. We offer lifetime mortgages and home reversion plans with FCA-regulated providers. Our advisors explain compound interest implications and legal requirements while ensuring clients understand inheritance tax considerations. We provide independent guidance to help clients access property wealth while maintaining residency rights.
Self Employed Mortgages
Mortgage solutions for contractors, freelancers, and business owners. We work with lenders accepting SA302 forms and company accounts for income verification. Our service includes documentation preparation guidance and affordability optimisation strategies. We specialise in complex cases involving dividend income, variable earnings, and recent business establishment.
Questions
How long does the mortgage process take in Hull?
Our free consultation takes 30 minutes. Agreement in Principle is issued within 24 hours, with formal offers typically taking 3-4 weeks.
What documents are required for a mortgage application?
Employees need 3 payslips and P60; self-employed applicants require 2 years' accounts. All applicants need ID, address proof, and 3 months' bank statements.
Can I get a mortgage with previous credit issues?
Yes, we work with specialist lenders requiring 10-15% deposits for applicants with CCJs or adverse credit histories.
What deposit amount is needed for Hull properties?
Minimum 5% deposit for standard applications, though credit-challenged cases may require 10-15% depending on lender criteria.
How does the free initial mortgage consultation work?
30-minute appointment to assess your circumstances, discuss goals, and identify suitable mortgage products from our 1000+ lender panel.
Can I have multiple mortgages simultaneously?
Yes, we arrange second charge mortgages for debt consolidation or home improvements when affordability assessments support concurrent repayments.
