Business Details
20 Years
experience
Your Trusted Mortgage Brokers in Flitwick
Founded in 2006, we are one of Bedfordshire's leading mortgage brokers, offering fee-free, whole-of-market advice. Our directors, Julie Myers and Gareth Tucker, bring over 50 years of combined experience in the mortgage industry, having previously worked in corporate estate agency roles before establishing More Choice Financial Ltd. We prioritise client interests by maintaining independence from estate agency groups and insurance providers, ensuring unbiased recommendations. Our services include face-to-face, phone, and email consultations, with a focus on first-time buyers, remortgaging, home movers, and buy-to-let investors. We operate without charging client fees, funded instead by procuration fees from lenders.Our team of experienced advisers provides tailored guidance through mortgage selection, application processes, and insurance options. We specialise in navigating complex scenarios, including self-employed applicants and portfolio landlords, while maintaining transparent communication. Our commitment to client satisfaction is evidenced by long-term customer relationships and consistent positive feedback. We are authorised and regulated by the Financial Conduct Authority, with our services available across multiple locations in Bedfordshire and surrounding areas. Our approach combines industry expertise with a dedication to simplifying what can often be a stressful procedure for clients.
Services
Mortgage Advice
Insurance Advice
First-Time Buyer Support
Remortgaging
Buy-to-Let Mortgages
Details
- Year established: 2006
Highlights and features
- We have over 50 years combined mortgage experience
- We offer genuinely free mortgage advice with no hidden fees
- Our independence ensures unbiased, client-focused recommendations
- We serve clients across 12 locations in Bedfordshire and surrounding areas
- Our team provides tailored support for complex mortgage scenarios
Associations and certifications
- Financial Conduct Authority
What people say
Stress-free process
Best deals secured
Clear information
Professional service
Excellent communication
Services
Mortgage Advice
Our mortgage advice service provides comprehensive guidance through the entire mortgage process. We offer free, impartial advice from qualified professionals who assess individual circumstances to identify optimal mortgage products. With access to the whole market, we help clients secure competitive rates for first-time purchases, remortgaging, home moves, and buy-to-let investments.
Insurance Advice
We provide expert insurance advice covering life cover, critical illness protection, and income protection policies. Our qualified advisers review existing coverage, identify protection gaps, and source appropriate policies from multiple insurers. We specialise in matching insurance solutions to individual needs while ensuring adequate financial protection for mortgage commitments.
First-Time Buyer Support
Our first-time buyer support helps new purchasers navigate the mortgage process. We explain deposit requirements, borrowing capacity, and available mortgage types while providing ongoing support through property purchase. Our service includes mortgage agreement in principle assistance and completion of all necessary documentation for a smooth transaction.
Remortgaging
We assist homeowners with remortgaging to secure better rates or release equity for home improvements. Our service includes market analysis to identify superior deals, assessment of current mortgage terms, and complete application management. We help clients avoid automatic renewal to existing lender rates by finding more competitive alternatives.
Buy-to-Let Mortgages
Our buy-to-let mortgage service caters to both novice and experienced property investors. We provide specialist advice on investment mortgage products, portfolio management, and tax-efficient structuring. With expertise in evolving buy-to-let regulations, we help clients secure competitive financing while maximising investment returns through strategic mortgage selection.
People
Julie Myers
Director
With extensive experience in mortgage advisory services, Julie specialises in first-time buyer mortgages, buy-to-let investments, and complex financial scenarios. She provides tailored mortgage solutions while maintaining a strong focus on client communication and satisfaction.
Gareth Tucker
Director
Bringing significant mortgage industry expertise, Gareth focuses on remortgaging strategies and investment property financing. He works closely with clients to identify optimal mortgage products while ensuring compliance with evolving regulatory requirements.
Questions
How is your mortgage advice completely free?
We receive procuration fees from lenders when we arrange mortgages, allowing us to provide our services without charging clients any fees.
What mortgage services do you offer?
We provide advice on first-time buyer mortgages, remortgaging, home mover purchases, and buy-to-let investments across Bedfordshire and surrounding areas.
Can I get mortgage advice remotely?
Yes, we offer flexible consultations through face-to-face meetings, phone calls, or email correspondence to accommodate client preferences.
Are you regulated by any financial authorities?
We are authorised and regulated by the Financial Conduct Authority under registration number 560365.
What happens if I have a complaint?
We have a formal complaints procedure and can be contacted in writing, by phone, or via email to resolve any concerns.
