Business Details
37 Years
experience
Trusted Mortgage Brokers in Newport Pagnell
Mortgage Wyse is a family-run business established in 1989, serving the Milton Keynes and Newport Pagnell communities. Our principal adviser, Andrew Sage, holds qualifications including the Certificate in Mortgage Advice and Practice (CeMAP) and Certificate in Regulated Equity Release (CeRER). With over three decades of experience in financial services, we provide tailored mortgage and insurance solutions, leveraging access to the whole market for mortgages and a range of insurers.Our approach combines professionalism with a down-to-earth attitude, prioritising honesty, integrity, and client-centric service. We specialise in residential mortgages, equity release, and protection products, ensuring clients receive comprehensive advice aligned with their unique circumstances. Our reputation for expertise in mortgage and insurance compliance underscores our commitment to delivering reliable, transparent guidance.
Services
Residential Mortgages
Equity Release
Life Assurance
Income Protection
Buy to Let Mortgages
Details
- Year established: 1989
Highlights and features
- We offer over 30 years of experience in mortgage and insurance advisory services.
- Our access to whole-market mortgage products includes exclusive HSBC panel deals.
- Regulated by the Financial Conduct Authority for compliance and client protection.
- Personalised service prioritising your financial goals and circumstances.
- Andrew Sage holds CeMAP and CeRER qualifications for specialist expertise.
Associations and certifications
- Financial Conduct Authority
Services
Residential Mortgages
We provide tailored residential mortgage solutions, including first-time buyer schemes, remortgaging, and adverse credit options. Our access to thousands of products ensures competitive rates aligned with your financial circumstances. Specialist advice covers Help to Buy and shared ownership schemes.
Equity Release
Specialist equity release advice helps homeowners access tax-free cash from property equity. We offer regulated lifetime mortgages and interest-only options, ensuring retirement goals are met while maintaining financial security for clients aged 55+.
Life Assurance
Our life assurance policies protect dependants with tailored coverage amounts and terms. We offer level term, decreasing term, and family income benefit plans, ensuring mortgage repayments and living costs are covered in case of unexpected death.
Income Protection
Income protection policies replace a portion of your salary during long-term illness or disability. We provide short-term and long-term plans with flexible deferment periods, ensuring financial stability while you recover.
Buy to Let Mortgages
Specialist buy-to-let mortgage advice covers portfolio landlords and first-time investors. We access competitive rates for multiple properties, offering interest-only terms and portfolio management strategies to maximise rental income returns.
People
Andrew Sage
Principal Adviser
Andrew Sage, CeMAP and CeRER qualified, has provided mortgage and insurance advice since 1989. His expertise in compliance and client-focused approach ensure tailored financial solutions for homeowners and investors across Milton Keynes.
Questions
What mortgage types do you offer?
We provide residential mortgages, buy-to-let loans, equity release schemes, and specialist products like Help to Buy schemes across Milton Keynes and Newport Pagnell.
Are you regulated by the FCA?
Yes, Mortgage Wyse operates under Wyse Services Ltd, which is authorised and regulated by the Financial Conduct Authority for mortgage and insurance compliance.
Can you help with adverse credit mortgages?
Yes, we offer tailored mortgage solutions for clients with past credit issues, leveraging specialist lenders and flexible underwriting criteria.
Do you offer equity release advice?
Yes, we provide regulated equity release options including lifetime mortgages, with CeRER-qualified adviser Andrew Sage specialising in retirement financial planning.
What protection products are available?
We offer life assurance, critical illness cover, and income protection policies to safeguard against financial risks, tailored to individual circumstances and family needs.
How do you charge for mortgage advice?
Our fees vary by service – some lenders pay our commission, while complex cases may require an upfront fee. We disclose all costs before starting work.
